32840 Beacon Ln, Fraser, MI 48026 Property Records

Macomb County property record for 32840 Beacon Ln, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,256 sqft · built 1963
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on File
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-05-227-004`

Property Details

APN / Parcel Number

Primary APN	`03-14-05-227-004`
Alternative APN	`1405227004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	32840 BEACON LN
City	FRASER
State	MI
Zip	48026-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	VENETIAN VILLAGE WOODS LOT 115. L40 PP19-20. CITY OF FRASER
Legal Subdivision	VILLAGE
Legal Lot Number	115
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	1
Census Block	1000
Census Tract	254500

Owner

32840 Beacon Ln is owned and occupied by an individual who acquired it in January 2017.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	32840 BEACON LN, FRASER, MI 48026-2154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 INC
Nov 9, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Sep 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU
Jan 13, 2017	Intrafamily Transfer, Transfer · FHA Mortgage STERLING TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2017
Deed Sale	Jan 13, 2017
Prior Sale	Oct 14, 2011 · Amount on File
Deed Document Number	20177005542
Deed Book / Page	24502 / 125
Prior Transfer Date	Dec 30, 2016
Prior Transfer Doc	0000005542
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32840 BEACON LN, FRASER, MI 48026-2154
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32840 BEACON LN, FRASER, MI 48026-2154

Mortgage

Document Number	2102195307
Date	Jun 9, 2021
Book Page	27782/785
Instrument	202102195307

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32840 BEACON LN, FRASER, MI 48026-2154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133212
Date	Nov 9, 2017
Book Page	25049/728
Instrument	7133212

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32840 BEACON LN, FRASER, MI 48026-2154
Document Number	0000006026
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32840 BEACON LN FRASER MI 480262154, FRASER, MI 48026-2154

Mortgage

Document Number	0000006026
Date	Sep 24, 2018
Book Page	025592/000148
Instrument	6026

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 23, 2028

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jan 13, 2017
Property Address	32840 BEACON LN, FRASER, MI 48026-2154
Document Number	0000005542
Book / Page	24502 / 125
Map Reference	LB40 PG19
Instrument Date	Dec 30, 2016
Instrument	7005542
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32840 BEACON LN, FRASER, MI 48026-2154
Investor	Possibly a Property Investor

Mortgage

Document Number	, 7005544
Date	Jan 13, 2017
Instrument	7005544

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 32840 Beacon Ln was $3,138 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,600 (+5.37%)	$247,200 (+5.37%)
2025	$3,138.00 Homeowner's exemption	$117,300	$234,600
2023		$103,900	$207,800
2022	$2,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32840 Beacon Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32840 Beacon Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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