3284 Stepping Rock Dr, Apison, TN 37302 Property Records

Hamilton County property record for 3284 Stepping Rock Dr, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,307 sqft · built 2006
Lot Size	0.223 acres (9,725 sqft)
Owner	2 Owner Names on File
Last Sale	$355,000 (Mar 2006)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173A A 021`

Property Details

APN / Parcel Number

Primary APN	`173A A 021`
Alternative APN	`0000148446`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,307 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,725 sqft (0.223 acres)
Lot Dimensions	125 ft deep x 77.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000148446
Street Address	3284 STEPPING ROCK DR
City	APISON
State	TN
Zip	37302-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 CRYSTAL BROOK PB67 PG184
Legal Subdivision	CRYSTAL BROOK
Legal Lot Number	21
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3009
Census Tract	11203

Owner

The current owner of 3284 Stepping Rock Dr bought it in March 2006.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Owner Names on File
Mailing Address	3284 STEPPING ROCK DR, APISON, TN 37302-7515
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2006 · Amount on File
Deed Sale	Mar 17, 2006 · Amount on File
Prior Sale	Jun 24, 2005 · Amount on File
Deed Document Number	2006031700088
Deed Book / Page	7875 / 676
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3284 STEPPING ROCK DR, APISON, TN 37302-7515
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000206
Date	Sep 22, 2021
Book Page	12661/351
Instrument	2021092200206

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3284 STEPPING ROCK DR, APISON, TN 37302-7515
Document Number	0618000197
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3284 STEPPING ROCK DR APISON TN 373027515, APISON, TN 37302-7515

Mortgage

Document Number	0618000197
Date	Jun 18, 2019
Book Page	011672/000755
Instrument	190618000197

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3284 Stepping Rock Dr was $2,266, up 8.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00 (+8.16%)	$149,525 (+59.62%)	$598,100 (+59.62%) Land $70,000 Building $528,100
2024	$2,095.00 (-0.43%)	$93,675 (-)	$374,700 (-) Land $55,000 Building $319,700
2023	$2,104.00	$93,675	$374,700 Land $55,000 Building $319,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3284 Stepping Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3284 Stepping Rock Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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