Anne Arundel County property record for 3284 Stepney St, Edgewater, MD 21037 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,286 sqft · built 1960 |
| Lot Size | 0.471 acres (20,503 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Jun 2018) |
| Tax Bill | $6,004 (2024) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-750-00735300 |
| Primary APN | 01-750-00735300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,286 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Basement Area | 992 sqft |
| Finished Basement | 992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,503 sqft (0.471 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 512 sqft |
| Patio Area | 335 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 75000735300 |
|---|---|
| Street Address | 3284 STEPNEY ST |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 11 12 PT LT 10 BK M 3284 STEPNEY ST SOUTHDOWN SHORES |
| Legal Subdivision | SOUTHDOWN SHORES |
| Legal Block | M |
| Legal Lot Number | 10 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 701101 |
Source: Anne Arundel County records · APN 01-750-00735300
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3284 STEPNEY ST, EDGEWATER, MD 21037-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI APEX HM LNS |
| Jun 26, 2018 | Grant Deed, Transfer · Conventional with PMI APEX HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on Record |
| Deed Sale | Jun 26, 2018 · Amount on Record |
| Prior Sale | Jun 12, 2009 |
| Deed Book / Page | 32244 / 129 |
| Prior Transfer Date | Mar 28, 2013 |
| Prior Transfer Doc | 0260320380 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3284 STEPNEY ST, EDGEWATER, MD 21037-1665 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3284 STEPNEY ST, EDGEWATER, MD 21037-1665 |
| Document Number | 0416750275 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 41675/275 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3284 STEPNEY ST, EDGEWATER, MD 21037-1665 |
| Document Number | 0349400487 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3284 STEPNEY ST EDGEWATER MD 210371665, EDGEWATER, MD 21037-1665 |
| Document Number | 0349400487 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 034940/000487 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 26, 2018 |
| Property Address | 3284 STEPNEY ST, EDGEWATER, MD 21037-1665 |
| Document Number | 0322440129 |
| Book / Page | 032244 / 000129 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3284 STEPNEY ST EDGEWATER MD 210371665, EDGEWATER, MD 21037-1665 |
| Document Number | 322440136 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 032244/000136 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2048 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $521,033 (+7.67%) | $539,600 (+11.51%) Land $236,100 Building $303,500 | |
| 2024 | $6,004.00 (+13.63%) | ||
| 2023 | $5,284.00 | $483,900 Land $236,100 Building $247,800 | $483,900 Land $236,100 Building $247,800 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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