3284 Pilot Cir, Naples, FL 34120 Property Records

Collier County property record for 3284 Pilot Cir, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,003 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$402,844 (Feb 2017)
Tax Bill	$2,925 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`705300 1013B26`

Property Details

APN / Parcel Number

Primary APN	`705300 1013B26`
Alternative APN	`81080001446`

Interior

Stories	1 Story
Building Area	2,003 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	2,003 sqft

Exterior

Year Built	Built 2017
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Location & Zoning

Account Number	705300 1013B26
Street Address	3284 PILOT CIR
City	NAPLES
State	FL
Zip	34120-0709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARM SPRINGS LOT 101
Legal Range	26
Legal Township	48
Legal Section	26
Legal Subdivision	WARM SPRINGS
Legal Tract	705300
Legal Lot Number	101
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	10423

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3284 PILOT CIR, NAPLES, FL 34120-0709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA
Feb 27, 2017	Special Warranty Deed, Transfer · ARM HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2017 · Amount on Record
Deed Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	5371956
Deed Book / Page	5366 / 1937
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3284 PILOT CIR, NAPLES, FL 34120-0709
Document Number	0057810673
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	WARRANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3284 PILOR CIR NAPLES FL 34120, NAPLES, FL 34120

Mortgage

Document Number	0057810673
Date	Jun 29, 2020
Book Page	005781/000673
Instrument	5886562

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 27, 2017
Property Address	3284 PILOT CIR, NAPLES, FL 34120-0709
Document Number	0053661937
Book / Page	5366 / 1937
Map Reference	MB30 PG35-46
Instrument Date	Feb 21, 2017
Instrument	5371956
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4107 CRESCENT PARK DR, 4107, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3284 PILOT CIR, NAPLES, FL 34120-0709

Mortgage

Document Number	0053661939
Date	Feb 27, 2017
Book Page	5366/1939
Instrument	5371957

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2022
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	3.5%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,925.00 (+8.33%) Homeowner's exemption	$293,898 (+5.99%)	$559,969 (+14.27%) Land $238,491 Building $321,478
2023	$2,700.00 (-1.64%) Homeowner's exemption	$277,296 (+3%)	$490,059 (+14.22%) Land $86,576 Building $403,483
2022	$2,745.00 Homeowner's exemption	$269,219	$429,056 Land $94,335 Building $334,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	4 (2015–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Xfinity.

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