Mercer County property record for 3284 Philothea Rd, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,349 sqft · built 1978 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $306,600 (Oct 2014) |
| Tax Bill | $3,644 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-061200.0100 |
| Primary APN | 03-061200.0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,349 sqft Living Area |
| Basement Area | 1,386 sqft |
| Unfinished Basement | 1,386 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 50,094 sqft (1.15 acres) |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3284 PHILOTHEA RD |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW COR NE RTS: 002-07-07 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 968000 |
3284 Philothea Rd is owned and occupied by two individuals who acquired it in June 2019.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3284 PHILOTHEA RD, COLDWATER, OH 45828-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU |
| Jan 29, 2021 | Deed of Trust, Mortgage DYNAMIC FCU |
| Jun 12, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2014 · Amount on File |
| Deed Sale | Oct 27, 2014 · Amount on File |
| Deed Document Number | 20144854 |
| Last Transfer Date | Jun 5, 2019 |
| Transfer Doc | 0000002443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 3284 PHILOTHEA RD, COLDWATER, OH 45828-9761 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3284 PHILOTHEA RD, COLDWATER, OH 45828-9761 |
| Document Number | 202500005314 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 202500005314 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 16, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 3284 PHILOTHEA RD, COLDWATER, OH 45828-9761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100000644 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 202100000644 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jun 12, 2019 |
| Property Address | 3284 PHILOTHEA RD, COLDWATER, OH 45828-9761 |
| Document Number | 201900002443 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 201900002443 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3284 PHILOLHEA ROAD, COLDWATER, OH 45828-9761 |
The 2025 property tax bill for 3284 Philothea Rd was $3,644.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,644.00 | $109,240 (-) Land $11,690 Building $97,550 | |
| 2024 | $3,644.00 (+1.9%) | $109,240 (-) Land $11,690 Building $97,550 | |
| 2023 | $3,576.00 (+22.05%) | $109,240 (+37.31%) Land $11,690 Building $97,550 | $312,100 Land $33,400 Building $278,700 |
| 2022 | $2,930.00 | $79,560 Land $6,580 Building $72,980 | |
| 2020 | $227,300 Land $18,800 Building $208,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3284 Philothea Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3284 Philothea Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 2,000 / 2,000 |
| Watch TV Fixed Wireless | 400 / 40 |
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