3284 Lema Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 3284 Lema Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,466 sqft · built 1989
Lot Size	0.284 acres (12,366 sqft)
Owner	Company Name on File
Last Sale	$287,020 (May 2017)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5140-0927-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5140-0927-0010`
Alternative APNs	`00298243` `298243`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	1,694 sqft
1st Floor Area	1,466 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,366 sqft (0.284 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	360 sqft
Porch	Screened Porch
Porch Area	588 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00298243
Street Address	3284 LEMA DR
City	SPRING HILL
State	FL
Zip	34609-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 14 BLK 927 LOT 1
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 14
Legal Block	927
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1021
Census Tract	41006

Owner

3284 Lema Dr is owned by a company that bought it in May 2017.

Source: Hernando County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit NWL CO LLC
Mar 6, 2019	Grant Deed, Mortgage · Line of Credit MISCELLANEOUS INS CO
May 25, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2017 · Amount on File
Deed Sale	May 25, 2017 · Amount on File
Prior Sale	Apr 1, 2017 · Amount on File
Deed Document Number	201730347
Deed Book / Page	3473 / 749
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3284 LEMA DR, SPRING HILL, FL 34609-2847
Document Number	0038940689
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	BCHH INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK AUSTIN TX 787461070, AUSTIN, TX 78746-1070
Investor	Possibly a Property Investor

Mortgage

Document Number	0038940689
Date	Oct 1, 2020
Book Page	003894/000689
Instrument	60746

Lender

Name	NWL CO LLC
Address	PO BOX 844, NEW YORK, NY 10108-0844

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 30, 2025

Interest

Rate Type	Adjustable Rate

March 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 6, 2019
Property Address	3284 LEMA DR, SPRING HILL, FL 34609-2847
Document Number	0036770525
Book / Page	003677 / 000525
Instrument Date	Feb 25, 2019
Instrument	13683
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LAKE DR AUSTIN TX 78746, AUSTIN, TX 78746

Mortgage

Document Number	36770525
Date	Mar 6, 2019
Book Page	003677/000525
Instrument	13683

Lender

Name	MISCELLANEOUS INS CO
Address	200 PARK AVE, NEW YORK, NY 10166-0005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 5, 2024

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	May 25, 2017
Property Address	3284 LEMA DR, SPRING HILL, FL 34609-2847
Document Number	0034730749
Book / Page	003473 / 000749
Instrument Date	Apr 27, 2017
Instrument	30347
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,009.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3284 Lema Dr was $3,336.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,336.00	$168,648	$206,544 Land $46,373 Building $160,171
2023		$139,378 Land $139,378
2022	$2,489.00		$198,100 Land $38,335 Building $159,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3284 Lema Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3284 Lema Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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