3284 Gavin Way, Apison, TN 37302 Property Records

Hamilton County property record for 3284 Gavin Way, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,437 sqft · built 2014
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on File
Last Sale	$285,581 (Feb 2015)
Tax Bill	$2,063 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161O C 042`

Property Details

APN / Parcel Number

Primary APN	`161O C 042`
Alternative APN	`0000162832`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,437 sqft Living Area

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000162832
Street Address	3284 GAVIN WAY
City	APISON
State	TN
Zip	37302-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 27 HAWKS LANDING PUD PH 1 PB89 PG71 OUT OF 161-027.03 FOR 2008
Legal Subdivision	HAWKS LANDING PUD PH
Legal Phase	1
Legal Lot Number	27
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	11203

Owner

3284 Gavin Way is owned and occupied by two individuals who bought it in February 2015.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3284 GAVIN WAY, APISON, TN 37302-5502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2015 · Amount on File
Deed Sale	Feb 2, 2015 · Amount on File
Prior Sale	Aug 12, 2014 · Amount on File
Deed Document Number	2015020200279
Deed Book / Page	10392 / 656
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3284 GAVIN WAY, APISON, TN 37302-5502
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000217
Date	Dec 13, 2021
Book Page	12769/179
Instrument	2021121300217

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3284 GAVIN WAY, APISON, TN 37302-5502
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000091
Date	Apr 3, 2023
Book Page	13252/794
Instrument	2023040300091

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3284 Gavin Way was $2,063, down 2.4% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,063.00 (-2.41%)	$136,150 (+44.04%)	$544,600 (+44.04%) Land $90,000 Building $454,600
2024	$2,114.00 (-0.42%)	$94,525 (-)	$378,100 (-) Land $60,000 Building $318,100
2023	$2,123.00	$94,525	$378,100 Land $60,000 Building $318,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3284 Gavin Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3284 Gavin Way is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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