St. Louis County property record for 3284 Brett Rd, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 0.75 ba · 1,330 sqft · built 1915 |
| Lot Size | 0.648 acres (28,238 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,626 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-0070-01040 |
| Primary APN | 450-0070-01040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 0.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Gross Area |
| 1st Floor Area | 966 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 28,238 sqft (0.648 acres) |
| Garage Area | 720 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 144 sqft |
| Storage Building | 70 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 123137 |
|---|---|
| Street Address | 3284 BRETT RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-9700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | WLY 434 4/10 FT SERIAL # |
| Legal Subdivision | MIDWAY PARK ADD TO PROCTOR MID |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10200 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3284 BRETT RD, DULUTH, MN 55810-9700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION |
| Jan 10, 2023 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3284 BRETT RD, DULUTH, MN 55810-9700 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001529382 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 1529382 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 27, 2026 |
| Property Address | 3284 BRETT RD, DULUTH, MN 55810-9700 |
| Document Number | 0001539418 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 20261539418 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 3284 BRETT RD, DULUTH, MN 55810-9700 |
| Document Number | 0001539418, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 20261539418 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3284 BRETT RD, DULUTH, MN 55810-9700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001460111 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 1460111 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Midway Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,626.00 (+15.81%) Homeowner's exemption | ||
| 2025 | $1,404.00 (-1.82%) Homeowner's exemption | $186,900 (+17.33%) Land $30,600 Building $156,300 | $186,900 (+17.33%) Land $30,600 Building $156,300 |
| 2024 | $1,430.00 | $159,300 (+15.52%) Land $26,500 Building $132,800 | $159,300 (+15.52%) Land $26,500 Building $132,800 |
| 2022 | $137,900 Land $26,000 Building $111,900 | $137,900 Land $26,000 Building $111,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Proctor serves 3,099 people · EPA ID MN1690042 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber · Cable in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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