3283 SW 20th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3283 SW 20th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1977
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Last Sale	$202,500 (Jun 2026)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`1-30-37-35-0010-00070-0130`

Property Details

APN / Parcel Number

Primary APN	`1-30-37-35-0010-00070-0130`
Alternative APN	`R13037350010000700130`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,367 sqft
1st Floor Area	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	184 sqft
Carport	Carport
Carport Area	184 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3283 SW 20TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 13 BLOCK 7
Legal Range	35E
Legal Township	37S
Legal Section	30
Legal Subdivision	OAK PARK SUBDIVISION
Legal Block	7
Legal Lot Number	13
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2014
Census Tract	910601

Owner

Source: Okeechobee County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3283 SW 20TH ST, OKEECHOBEE, FL 34974-5425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Deed Document Number	20266302
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 4, 2026
Property Address	3283 SW 20TH ST, OKEECHOBEE, FL 34974-5425
Document Number	0000006302
Instrument Date	Jun 2, 2026
Instrument	20266302
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,167.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3283 SW 20TH ST, OKEECHOBEE, FL 34974-5425

Mortgage

Document Number	0000006303,
Date	Jun 4, 2026
Instrument	20266303

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 19, 2018
Property Address	3283 SW 20TH ST, OKEECHOBEE, FL 34974-5425
Document Number	0008160848
Book / Page	000816 / 000848
Instrument Date	Nov 18, 2018
Instrument	13831
Transaction Type	Transfer
Record Updated	Dec 27, 2018

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 589 OXFORD FL 344840589, OXFORD, FL 34484-0589

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (+11.43%) Homeowner's exemption	$48,196 (+5.99%)	$148,973 (-2.75%) Land $28,000 Building $120,973
2023	$927.00 (+15.73%) Homeowner's exemption	$45,474 (+3%)	$153,181 (+23.48%) Land $20,000 Building $133,181
2022	$801.00 Homeowner's exemption	$44,150	$124,049 Land $13,000 Building $111,049

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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