San Bernardino County property record for 32828 Emerald Rd, Lucerne Valley, CA 92356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,169 sqft · built 1992 |
| Lot Size | 0.823 acres (35,864 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,746 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 0450-283-21-0000 |
| Primary APN | 0450-283-21-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,169 sqft Living Area |
| Gross Area | 3,155 sqft |
| 1st Floor Area | 2,169 sqft |
| Family Room | Family Room |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 35,864 sqft (0.823 acres) |
| Garage Type | Attached |
| Garage Area | 986 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 245 sqft |
| Patio Area | 245 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 32828 EMERALD RD |
|---|---|
| City | LUCERNE VALLEY |
| State | CA |
| Zip | 92356-8605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LVRS20M |
| Legal Description | TRACT 5259 LOT 357 |
| Legal Subdivision | LUCERNE VALLEY |
| Legal Tract | 5259 |
| Legal Block | 1 |
| Legal Lot Number | 357 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1111 |
| Census Tract | 12103 |
32828 Emerald Rd is owned and occupied by two individuals who acquired it in February 2005.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32828 EMERALD RD, LUCERNE VALLEY, CA 92356-8605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2001 |
| Deed Sale | Oct 5, 2001 |
| Deed Document Number | 2001455927 |
| Last Transfer Date | Feb 23, 2005 |
| Transfer Doc | 0000160564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 32828 EMERALD RD, LUCERNE VALLEY, CA 92356-8605 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 32828 EMERALD RD, LUCERNE VALLEY, CA 92356-8605 |
| Document Number | 0000005146 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022-0005146 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 32828 EMERALD RD, LUCERNE VALLEY, CA 92356-8605 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 32828 EMERALD RD, LUCERNE VALLEY, CA 92356-8605 |
| Document Number | 0000004847 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022-0004847 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 32828 Emerald Rd was $1,746.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Lucerne Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $138,629 (+2%) Land $10,545 Building $128,084 | |
| 2025 | $1,746.00 | $135,911 Land $10,338 Building $125,573 |
| 2023 | $1,686.00 (+2.31%) | $130,633 Land $9,936 Building $120,697 |
| 2022 | $1,648.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 32828 Emerald Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 32828 Emerald Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER CO - LUCERNE private · serves 590 people · EPA ID CA3610108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
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