Stearns County property record for 32827 River Oaks Ln, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,140 sqft · built 1955 |
| Lot Size | 0.5 acres (21,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,992 (2024) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09319-0000 |
| Primary APN | 17-09319-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 2,292 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,800 sqft (0.5 acres) |
| Lot Dimensions | 218 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 17.09319.0000 |
|---|---|
| Street Address | 32827 RIVER OAKS LN |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-9552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 LESS SW'LY 720 SQ.FT. TO STATE FOR HWY. ALSO .06A OF LOT 18 AUD SUB #2 ADJ TO LOT 6 & NE OF HWY 15 KRUCHTEN'S RE-SUBD |
| Legal Range | 28 |
| Legal Township | 125 |
| Legal Section | 34 |
| Legal Subdivision | KRUCHTENS RE-SUBD |
| Legal Lot Number | 18,6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LE SAUK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10104 |
32827 River Oaks Ln is owned and occupied by an individual who acquired it in September 2025.
Source: Stearns County records, as of November 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 32827 RIVER OAKS LN, SAINT CLOUD, MN 56303-9552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 |
| Deed Sale | Sep 19, 2025 |
| Deed Document Number | A1699905 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 19, 2025 |
| Property Address | 32827 RIVER OAKS LN, SAINT CLOUD, MN 56303-9552 |
| Document Number | 00A1699905 |
| Instrument Date | Sep 4, 2025 |
| Instrument | A1699905 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | RESULTS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 32827 RIVER OAKS LN, SAINT CLOUD, MN 56303-9552 |
Source: Stearns County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Le Sauk Township |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $237,500 Land $59,600 Building $177,900 | $237,500 Land $59,600 Building $177,900 | |
| 2024 | $1,992.00 (+10.3%) | ||
| 2023 | $1,806.00 | $209,200 Land $59,600 Building $149,600 | $209,200 Land $59,600 Building $149,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32827 River Oaks Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 32827 River Oaks Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sartell serves 20,300 people · EPA ID MN1730036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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