3282 Saint Marys Loop, Villa Ridge, MO 63089 Property Records

Franklin County property record for 3282 Saint Marys Loop, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,709 sqft · built 2010
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,523 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-2-03.1-0-006-026.100`

Property Details

APN / Parcel Number

Primary APN	`21-2-03.1-0-006-026.100`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,709 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	143,748 sqft (3.3 acres)

Location & Zoning

Street Address	3282 SAINT MARYS LOOP
City	VILLA RIDGE
State	MO
Zip	63089-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:2 RONNIES ACRES
Legal Range	01E
Legal Township	42
Legal Section	03
Legal Subdivision	RONNIES ACRES
Legal Block	6
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1019
Census Tract	800802

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3282 SAINT MARYS LOOP, VILLA RIDGE, MO 63089-2710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Aug 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Jun 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 6, 2004
Deed Sale	Aug 6, 2004
Deed Document Number	2004-20772
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3282 SAINT MARYS LOOP, VILLA RIDGE, MO 63089-2710
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002213317
Date	Aug 25, 2022
Instrument	2213317

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3282 SAINT MARYS LOOP, VILLA RIDGE, MO 63089-2710
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002213318
Date	Aug 25, 2022
Instrument	2213318

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3282 SAINT MARYS LOOP, VILLA RIDGE, MO 63089-2710
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002213250
Date	Aug 24, 2022
Instrument	2213250

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3282 SAINT MARYS LOOP, VILLA RIDGE, MO 63089-2710
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002209699
Date	Jun 15, 2022
Instrument	2209699

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3282 SAINT MARYS LOOP, VILLA RIDGE, MO 63089-2710
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002209607
Date	Jun 14, 2022
Instrument	2209607

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3282 SAINT MARYS LOOP, VILLA RIDGE, MO 63089-2710
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002118289
Date	Sep 28, 2021
Instrument	2118289

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,523.00 (+5.67%)	$45,706 (-2.69%)	$240,560 (-2.69%) Land $23,100 Building $217,460
2023	$3,334.00 (+18.86%)	$46,968	$247,200 Land $19,800 Building $227,400
2022	$2,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2024)
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	25 / 3
BlueBit Networks Fixed Wireless	10 / 1

May also be available: T-Mobile USA.

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