Frederick County property record for 3282 Pine Needle Cir, Unit 303, Frederick, MD 21704
| Property Type | Condominium |
|---|---|
| Details | built 2022 |
| Lot Size | 0.033 acres (1,456 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,500 (Feb 2023) |
| Tax Bill | $5,509 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-602698 |
| Primary APN | 07-602698 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,456 sqft (0.033 acres) |
| Sewer | Municipal |
|---|
| Account Number | 602698 |
|---|---|
| Street Address | 3282 PINE NEEDLE CIR, 303 |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7960 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 303 PHASE 1002 1,456 SQ FT THE WOODLANDS AT URBANA |
| Legal Subdivision | THE WOODLANDS AT URBANA CONDOMINIUM I |
| Legal Phase | 1,1002 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 752206 |
Source: Frederick County records · APN 07-602698
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3282 PINE NEEDLE CIR, 303, FREDERICK, MD 21704-7960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 14, 2023 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 10, 2021 | Intrafamily Transfer, Transfer |
| Jun 25, 2021 | Deed, Transfer NVR SETTLEMENT SERVICES/MD INC, NVR SETMNT SVCS OF MD INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2023 · Amount on Record |
| Deed Sale | Feb 14, 2023 · Amount on Record |
| Prior Sale | Jun 25, 2021 · Amount on Record |
| Deed Book / Page | 16330 / 88 |
| Prior Transfer Date | Oct 29, 2021 |
| Prior Transfer Doc | 0154860099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 25, 2026 |
| Property Address | 3282 PINE NEEDLE CIR, 303, FREDERICK, MD 21704-7960 |
| Document Number | 1792000130 |
| Book / Page | 17929 / 130 |
| Instrument Date | Jun 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3282 PINE NEEDLE CIR, 303, FREDERICK, MD 21704-7960 |
| Document Number | 1792000130, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 17929/130 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 06, 2041 |
| Rate | 5.71% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 14, 2023 |
| Property Address | 3282 PINE NEEDLE CIR UNIT 303, 303, FREDERICK, MD 21704-7960 |
| Document Number | 0163300088 |
| Book / Page | 16330 / 88 |
| Map Reference | MB 105 PG 148-152 |
| Instrument Date | Feb 07, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $993.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3282 PINE NEEDLE CIR UNIT 303, 303, FREDERICK, MD 21704-7960 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 10, 2021 |
| Property Address | 3282 PINE NEEDLE CIR UNIT 303, 303, FREDERICK, MD 21704-7960 |
| Document Number | 0154860099 |
| Book / Page | 15486 / 99 |
| Map Reference | MB 105 PG 148-152 |
| Instrument Date | Oct 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3282 PINE NEEDLE CIR UNIT 303, 303, FREDERICK, MD 21704-7960 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 25, 2021 |
| Property Address | 3282 PINE NEEDLE CIR UNIT 303, 303, FREDERICK, MD 21704-7960 |
| Document Number | 0150240203 |
| Book / Page | 15024 / 203 |
| Map Reference | MB 105 PG 148-152 |
| Instrument Date | Jun 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR SETMNT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,717.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4700 CORRIDOR PL, BELTSVILLE, MD 20705-1163 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3282 PINE NEEDLE CIR UNIT 303, 303, FREDERICK, MD 21704-7960 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,509.00 (+9.41%) | $363,333 (+13.78%) | $430,000 (+30.3%) Land $115,000 Building $315,000 |
| 2024 | $5,035.00 (+5.51%) | ||
| 2023 | $4,772.00 | $319,333 | $330,000 Land $105,000 Building $225,000 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 123 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0100030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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