3282 Pine Needle Cir, Unit 102, Frederick, MD 21704 Property Records

Frederick County property record for 3282 Pine Needle Cir, Unit 102, Frederick, MD 21704

Property Summary

Property Type	Condominium
Details	built 2022
Lot Size	0.033 acres (1,456 sqft)
Owner	Individual Name on File
Last Sale	$327,675 (Jul 2021)
Tax Bill	$4,772 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-602689`

Property Details

APN / Parcel Number

Primary APN	`07-602689`
Alternative APN	`602689`

Exterior

Year Built	Built 2022
Lot Area	1,456 sqft (0.033 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	602689
Street Address	3282 PINE NEEDLE CIR UNIT 102, 102
City	FREDERICK
State	MD
Zip	21704-7958
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 102 PHASE 1002 1,456 SQ FT THE WOODLANDS AT URBANA
Legal Phase	1,1002
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3011
Census Tract	752206

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3282 PINE NEEDLE CIR UNIT 102, 102, FREDERICK, MD 21704-7958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	0015074294
Deed Book / Page	15074 / 294
Record Updated	Jun 7, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 8, 2021
Property Address	3282 PINE NEEDLE CIR UNIT 102, 102, FREDERICK, MD 21704-7958
Document Number	0150740294
Book / Page	15074 / 294
Map Reference	MB 105 PG 148-152
Instrument Date	Jul 1, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR SETMNT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4700 CORRIDOR PL, BELTSVILLE, MD 20705-1163

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3282 PINE NEEDLE CIR UNIT 102, 102, FREDERICK, MD 21704-7958

Mortgage

Document Number	0015074299
Date	Jul 8, 2021
Instrument	15074/299

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,772.00	$319,333	$330,000 Land $105,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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