San Joaquin County property record for 3282 Overland Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,599 sqft · built 2016 |
| Lot Size | 0.04 acres (1,724 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Jun 2016) |
| Tax Bill | $6,189 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-620-310-000 |
| Primary APN | 238-620-310-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,599 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 1,724 sqft (0.04 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-620-31 |
|---|---|
| Street Address | 3282 OVERLAND LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-FM PT 238-080-08 PER TRINITY LANE TRACT NO 3820 |
| Legal Subdivision | TRINITY LANE |
| Legal Tract | 3820 |
| Legal Block | 3 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5211 |
3282 Overland Ln is owned and occupied by two individuals who bought it in June 2016.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3282 OVERLAND LN, TRACY, CA 95377-7805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 22, 2022 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 8, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 17, 2017 | Deed of Trust, Mortgage · VA Mortgage PACIFIC HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2016 · Amount on File |
| Deed Sale | Jun 3, 2016 · Amount on File |
| Deed Document Number | 201664318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3282 OVERLAND LN, TRACY, CA 95377-7805 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3282 OVERLAND LN, TRACY, CA 95377-7805 |
| Document Number | 0000095139 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 2025-095139 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3282 OVERLAND LN, TRACY, CA 95377-7805 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2023 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3282 OVERLAND LN, TRACY, CA 95377-7805 |
| Document Number | 0000143287 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 2022-143287 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3282 OVERLAND LN, TRACY, CA 95377-7805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3282 OVERLAND LN, TRACY, CA 95377-7805 |
| Document Number | 0000023206 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021-023206 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3282 OVERLAND LN, TRACY, CA 95377-7805 |
| Document Number | 0000137056 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3282 OVERLAND LN TRACY CA 953777805, TRACY, CA 95377-7805 |
| Document Number | 0000137056 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 137056 |
| Name | PACIFIC HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2047 |
The 2026 property tax bill for 3282 Overland Ln was $6,189 with a homeowner's exemption, down 9.7% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,189.00 (-9.74%) | ||
| 2025 | $6,857.00 Homeowner's exemption | $467,457 Land $163,360 Building $304,097 | |
| 2023 | $6,281.00 (-2.2%) Homeowner's exemption | $449,307 Land $157,017 Building $292,290 | $535,770 |
| 2022 | $6,422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3282 Overland Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3282 Overland Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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