Winnebago County property record for 3282 Nelson Rd, Oshkosh, WI 54904
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $188,700 (Jun 2019) |
| Tax Bill | $7,071 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-3736 |
| Primary APN | 002-3736 |
|---|---|
| Alternative APN |
|
| Lot Area | 19,166 sqft (0.44 acres) |
|---|
| Account Number | 44199 |
|---|---|
| Street Address | 3282 NELSON RD |
| City | OSHKOSH |
| State | WI |
| Zip | 54904-6907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3RD ADDN TO BUTTE DES MORTS MEADOWS LOT 103 .44 A. |
| Legal Range | 16E |
| Legal Township | 18N |
| Legal Section | 17 |
| Legal Subdivision | 3RD ADDN TO BUTTE DES MORTS MEADOWS |
| Legal Lot Number | 103 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | ALGOMA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1804 |
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3282 NELSON RD, OSHKOSH, WI 54904-6907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivorship Marital Property |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Prior Sale | Jul 7, 2015 · Amount on Record |
| Deed Document Number | 20191791555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 3282 NELSON RD, OSHKOSH, WI 54904-6907 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001864836 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 1864836 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 3282 NELSON RD, OSHKOSH, WI 54904-6907 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001841438 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 1841438 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 8% |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| County Subdivision | Algoma Town |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $546,700 (+37.29%) Land $87,800 Building $458,900 | ||
| 2024 | $7,071.00 (-6.59%) | ||
| 2023 | $7,570.00 (-0.8%) Homeowner's exemption | $398,200 (-) Land $63,000 Building $335,200 | $525,233 (+120.23%) Land $83,098 Building $442,135 |
| 2022 | $7,631.00 Homeowner's exemption | $398,200 Land $63,000 Building $335,200 | $238,494 Building $238,494 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGOMA TN SANITARY DIST 1 serves 3,935 people · EPA ID WI4711611 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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