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3282 N W 1st St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3282 N W 1st St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1975
Lot Size0.216 acres (9,409 sqft)
OwnerIndividual Name on File
Last Sale$87,000 (Aug 2019)
Tax Bill$398 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone A (high risk)
APN1-18-37-35-0020-00640-0070

Property Details

APN / Parcel Number

Primary APN1-18-37-35-0020-00640-0070

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area864 sqft Heated Area
Gross Area1,128 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,409 sqft (0.216 acres)
Garage TypeCarport
CarportCarport
PorchFinished/Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3282 NW 1ST ST
CityOKEECHOBEE
StateFL
Zip34972-2206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEL MIRASOL (PLAT BOOK 2 PAGE 1) LOT 7 & WEST 1/2 OF LOT 8 BLOCK 64
Legal Range35E
Legal Township37S
Legal Section18
Legal SubdivisionEL MIRASOL
Legal Block64
Legal Lot Number7,WEST
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2041
Census Tract910202

Owner

3282 N W 1st St is owned and occupied by an individual who bought it in August 2019.

Source: Okeechobee County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3282 NW 1ST ST, OKEECHOBEE, FL 34972-2206
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Aug 16, 2019Warranty Deed, Transfer · Conventional Mortgage
METROPLEX MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2019 · Amount on File
Deed SaleAug 16, 2019 · Amount on File
Prior SaleDec 27, 2004 · Amount on File
Deed Document Number2019008690
Deed Book / Page0829 / 0896
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3282 NW 1ST ST, OKEECHOBEE, FL 34972-2206
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009966
DateAug 4, 2021
Instrument2021009966
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueMay 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 16, 2019
Property Address3282 NW 1ST ST, OKEECHOBEE, FL 34972-2206
Document Number0000008690
Book / Page0829 / 0896
Map ReferenceMB 2 PG 1
Instrument DateAug 15, 2019
Instrument2019008690
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$609.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3282 NW 1ST ST, 3282, OKEECHOBEE, FL 34972-2206

Transferred To (Grantee/Buyer)

NameVerified Name
Address3282 NW 1ST ST, OKEECHOBEE, FL 34972-2206

Mortgage

Document Number0000829897
DateAug 16, 2019
Instrument0829/897
Lender
NameMETROPLEX MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3282 N W 1st St was $398 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$398.00 Homeowner's exemption$60,359$90,163 Land $9,000 Building $81,163
2023$1,028.00 (+9.95%) Homeowner's exemption$56,950 (-4.11%)$88,619 (+16.72%) Land $7,500 Building $81,119
2022$935.00 Homeowner's exemption$59,392$75,923 Land $4,200 Building $71,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3282 N W 1st St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims4 (2004–2012)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3282 N W 1st St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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