3282 Midway Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 3282 Midway Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 2,010 sqft · built 2018
Lot Size	8.27 acres (360,241 sqft)
Owner	Individual Name on File
Tax Bill	$3,964 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`450-0010-01574`

Property Details

APN / Parcel Number

Primary APN	`450-0010-01574`
Alternative APN	`1083563`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,010 sqft Gross Area
1st Floor Area	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Frame
Lot Area	360,241 sqft (8.27 acres)

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	Deck Area
Storage Building	98 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1083563
Street Address	3282 MIDWAY RD
City	DULUTH
State	MN
Zip	55810-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF NW1/4 OF NW1/4 DESC AS FOLLOWS:COMMENCING AT NW CORNER OF SEC 8; THENCE ONAN ASSIGNED BEARING OF S00DEG03'22"E
Legal Range	15W
Legal Township	49N
Legal Section	08
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1030
Census Tract	10200

Owner

Source: St. Louis County records · APN 450-0010-01574

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3282 MIDWAY RD, DULUTH, MN 55810-9534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR
Sep 17, 2018	Deed of Trust, Mortgage FRANDSEN BK&TR
Sep 06, 2018	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR
Jul 23, 2018	Loan Modification, Mortgage NOT AVAILABLE
Nov 21, 2017	Trustee's Deed, Construction Loan · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3282 MIDWAY RD, DULUTH, MN 55810-9534
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3282 MIDWAY RD, DULUTH, MN 55810-9534

Mortgage

Document Number	0001094850
Date	Oct 03, 2025
Instrument	1094850

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 05, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3282 MIDWAY RD, DULUTH, MN 55810-9534
Document Number	00T1031251
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3282 MIDWAY RD DULUTH MN 558109534, DULUTH, MN 55810-9534

Mortgage

Document Number	00T1031251
Date	Oct 29, 2020
Instrument	T1031251

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3282 MIDWAY RD, DULUTH, MN 55810-9534
Document Number	00A1002804
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3282 MIDWAY RD DULUTH MN 558109534, DULUTH, MN 55810-9534

Mortgage

Document Number	00A1002804
Date	Sep 18, 2018
Instrument	A1002804

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3282 MIDWAY RD, DULUTH, MN 55810-9534
Document Number	00A1002959
Instrument Date	Sep 06, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3282 MIDWAY RD DULUTH MN 558109534, DULUTH, MN 55810-9534

Mortgage

Document Number	00A1002959
Date	Sep 20, 2018
Instrument	A1002959

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 19, 2023

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3282 MIDWAY RD, DULUTH, MN 55810-9534
Document Number	00A1002000
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3282 MIDWAY RD DULUTH MN 558109534, DULUTH, MN 55810-9534

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 21, 2017
Property Address	3282 MIDWAY RD, DULUTH, MN 55810-9534
Instrument Date	Oct 24, 2017
Instrument	T992460
Transaction Type	Construction Loan
Record Updated	Dec 07, 2017
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3282 MIDWAY RD DULUTH MN 55810, DULUTH, MN 55810

Mortgage

Document Number	000T992460
Date	Nov 21, 2017
Instrument	T992460

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 20, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,964.00 (+5.76%) Homeowner's exemption
2025	$3,748.00 (+1.46%) Homeowner's exemption	$404,900 (+10.12%) Land $73,300 Building $331,600	$404,900 (+10.12%) Land $73,300 Building $331,600
2024	$3,694.00	$367,700 (+17.03%) Land $55,200 Building $312,500	$367,700 (+17.03%) Land $55,200 Building $312,500
2022		$314,200 Land $50,800 Building $263,400	$314,200 Land $50,800 Building $263,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370102001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AirFiber Fixed Wireless	100 / 20

Based on FCC filings for 17 locations within half a mile of this property.

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