Clay County property record for 3282 Lone Oak Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5,839 sqft · built 1970 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,172 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049 29 0120000 |
| Primary APN | 049 29 0120000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 5,839 sqft Finished Area |
| 1st Floor Area | 3,448 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Patio Area | 140 sqft |
| Gazebo | 100 sqft |
| Street Address | 3282 LONE OAK RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-8922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 29 T 16 R 06 1 AC IN SE 1/4 SW 1/4 DB 202/541 |
| Legal Range | 06E |
| Legal Township | 16 |
| Legal Section | 29 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 950100 |
3282 Lone Oak Rd is owned and occupied by an individual who acquired it in March 2024.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3282 LONE OAK RD, WEST POINT, MS 39773-8922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2024 |
| Transfer Doc | 0000001086 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 3282 LONE OAK RD, WEST POINT, MS 39773-8922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 529/461 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 529/461 |
| Instrument | 2021000112 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 3282 Lone Oak Rd was $1,172.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,172.00 Additional exemption filed | $27,618 (-) Land $800 Building $26,818 | $276,182 (-) Land $8,000 Building $268,182 |
| 2024 | $27,618 (-) Land $800 Building $26,818 | $276,182 (-) Land $8,000 Building $268,182 | |
| 2023 | $2,283.00 (+1.02%) Additional exemption filed | $27,618 Land $800 Building $26,818 | $276,182 Land $8,000 Building $268,182 |
| 2022 | $2,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3282 Lone Oak Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3282 Lone Oak Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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