3282 Etta Kay Ln, Kempner, TX 76539 Property Records

Bell County property record for 3282 Etta Kay Ln, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,476 sqft · built 1992
Lot Size	0.689 acres (30,013 sqft)
Owner	Individual Name on File
Last Sale	$165,500 (May 2020)
Tax Bill	$1,641 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0402890024`

Property Details

APN / Parcel Number

Primary APN	`0402890024`
Alternative APNs	`875755` `75813`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,476 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,013 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	340 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3282 ETTA KAY LN
City	KEMPNER
State	TX
Zip	76539-6860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS RODANDO SOUTH 2ND EXT PHASE ONE, BLOCK 001, LOT 0009
Legal Subdivision	LOMAS RODANDO SOUTH 2ND EXT PHASE ONE
Legal Block	1
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2009
Census Tract	23301

Owner

3282 Etta Kay Ln is owned and occupied by an individual who bought it in May 2020.

Source: Bell County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	3282 ETTA KAY LN, KEMPNER, TX 76539-6860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLACKWELL HMS
May 11, 2020	Intrafamily Transfer, Transfer · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 14, 2018	Vendor's Lien, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	Jun 14, 2018 · Amount on File
Deed Document Number	202022300
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	0000024557
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Aug 14, 2026
Property Address	3282 ETTA KAY LN, KEMPNER, TX 76539-6860
Document Number	0000041107
Instrument Date	May 5, 2026
Instrument	202641107
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 MYRA LOU AVE, COPPERAS COVE, TX 76522-2026

Mortgage

Document Number	0000041107,
Date	Aug 14, 2026
Instrument	202641107

Lender

Name	BLACKWELL HMS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	May 11, 2020
Property Address	3282 ETTA KAY LN, KEMPNER, TX 76539-6860
Document Number	0000022300
Map Reference	CAB B SLIDE 105-B
Instrument Date	Apr 5, 2020
Instrument	2020-00022300
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3282 ETTA KAY LN, KEMPNER, TX 76539-6860

Mortgage

Document Number	0000022301
Date	May 11, 2020
Instrument	2020-00022301

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 14, 2018
Property Address	3282 ETTA KAY LN, KEMPNER, TX 76539-6860
Document Number	0000024557
Map Reference	CAB B SL105-B
Instrument Date	Jun 11, 2018
Instrument	2018-00024557
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1202 JUNE LN, 1202, SAN ANGELO, TX 76905-2305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3282 ETTA KAY LN, KEMPNER, TX 76539-6860

Mortgage

Document Number	0000024558
Date	Jun 14, 2018
Instrument	2018-00024558

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3282 Etta Kay Ln was $1,641 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,641.00	$207,728	$285,755 Land $31,602 Building $254,153
2023		$278,163 Land $28,631 Building $249,532	$278,163 Land $28,631 Building $249,532
2022	$751.00 (-5.42%)
2021	$794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3282 Etta Kay Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3282 Etta Kay Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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