3282 Deckard School Rd, Radcliff, KY 40160 Property Records

Hardin County property record for 3282 Deckard School Rd, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,704 sqft · built 2003
Lot Size	0.717 acres (31,233 sqft)
Owner	Company Name on Record
Last Sale	$228,500 (Mar 2020)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-00-01-079.01`

Property Details

APN / Parcel Number

Primary APN	`162-00-01-079.01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,704 sqft Living Area

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	31,233 sqft (0.717 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3282 DECKARD SCHOOL RD
City	RADCLIFF
State	KY
Zip	40160-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE LT2A
Legal Subdivision	CEDAR GROVE
Legal Lot Number	2A
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1021
Census Tract	902

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3282 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9743
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Aug 31, 2012 · Amount on Record
Deed Document Number	0001488377
Deed Book / Page	1488 / 377
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 31, 2020
Property Address	3282 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9743
Document Number	1488/377
Book / Page	1488 / 377
Map Reference	MB 3 PG 42
Instrument Date	Mar 26, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3282 DECKARD SCHOOL RD, 3282, RADCLIFF, KY 40160-9743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3282 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9743

Mortgage

Document Number	002305/139
Date	Mar 31, 2020
Book Page	2305/139

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 (-21.32%) Homeowner's exemption Additional exemption filed	$228,500 (-) Land $20,000 Building $208,500	$228,500 (-) Land $20,000 Building $208,500
2023		$228,500 Land $20,000 Building $208,500	$228,500 Land $20,000 Building $208,500
2021	$2,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brandenburg Telecom Fiber	1,000 / 1,000