3282 Championship Dr, Seneca, SC 29678 Property Records

Oconee County property record for 3282 Championship Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,758 sqft · built 2021
Lot Size	0.06 acres (2,614 sqft)
Owner	Trust Name on File
Last Sale	$399,607 (Feb 2021)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Feb 2021 Sale Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-63-01-031`

Property Details

APN / Parcel Number

Primary APN	`520-63-01-031`
Alternative APN	`1070080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,758 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1070080
Street Address	3282 CHAMPIONSHIP DR
City	SENECA
State	SC
Zip	29678-1689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 COTTAGES @ CROSS CREEK (0.06 AC)
Legal Subdivision	COTTAGES/CROSS CRK
Legal Lot Number	11
Legal Unit	11
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3039
Census Tract	30802

Owner

3282 Championship Dr is owner-occupied and held in a trust since February 2021.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	3282 CHAMPIONSHIP DR, SENECA, SC 29678-1689
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed, Transfer
Aug 12, 2020	Loan Modification, Mortgage BRANCH BK&TR
Feb 21, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Deed Document Number	0000012783
Deed Book / Page	2653 / 78
Record Updated	Jun 8, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 11, 2021
Property Address	3282 CHAMPIONSHIP DR, SENECA, SC 29678
Document Number	0000012783
Book / Page	2653 / 78
Map Reference	MB B468 PG 4
Instrument Date	Jan 29, 2021
Instrument	12783
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SAINT ANDREWS PL, HILTON HEAD ISLAND, SC 29928-4205

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCONEE SC
Property Address	3282 CHAMPIONSHIP DR, SENECA, SC 29678-1689
Document Number	0040100115
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109D REGENCY COMMONS DR GREER SC 296505210, GREER, SC 29650-5210
Investor	Possibly a Property Investor

Mortgage

Document Number	0040100115
Date	Aug 24, 2020
Book Page	004010/000115

Lender

Name	BRANCH BK&TR
Type	Bank
Address	PO BOX 1290, WHITEVILLE, NC 28472-1290

Agreement

Amount	Amount on Record

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 21, 2019
Property Address	3282 CHAMPIONSHIP DR, SENECA, SC 29678-1689
Document Number	0024410041
Book / Page	002441 / 000041
Instrument Date	Feb 14, 2019
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$77.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103D REGENCY COMMONS DR #2 GREER SC 296505210, 2, GREER, SC 29650-5210

Tax Assessment & Valuation

The 2025 property tax bill for 3282 Championship Dr was $2,398.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,398.00	$15,968 Land $840 Building $15,128	$399,200 Land $21,000 Building $378,200
2023		$15,968 Land $840 Building $15,128	$399,200 Land $21,000 Building $378,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3282 Championship Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3282 Championship Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Championship Dr

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