3281 Zacks Fork Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 3281 Zacks Fork Rd, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,212 sqft · built 1986
Lot Size43 acres (1,875,258 sqft)
Owner2 Company Names on Record
Last Sale$484,000 (Apr 2018)
Tax Bill$2,330 (2026)
Deeds & MortgagesDec 2025 Transfer
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN05 8 1 1D

Property Details

APN / Parcel Number

Primary APN05 8 1 1D
Alternative APNs
  • 163577
  • 184893

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,212 sqft Heated Area
Gross Area4,127 sqft
1st Floor Area1,572 sqft
Upper Floors Area640 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1995
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area1,875,258 sqft (43 acres)
Garage Area2,204 sqft

Exterior Amenities

PorchPatio
Porch Area165 sqft
Deck Area1,170 sqft
Patio Area580 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number184893
Street Address3281 ZACKS FORK RD
CityLENOIR
StateNC
Zip28645-6881
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1940 PG 822 YR 2018 ST 968.00 PLAT 34/45 2018
JurisdictionCALDWELL NC
Township / Civil DivisionKINGS CREEK
Census Block Group3
Census Block3001
Census Tract31100

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3281 ZACKS FORK RD, LENOIR, NC 28645-6881
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Intrafamily Transfer, Transfer
Apr 27, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2018 · Amount on Record
Deed SaleApr 27, 2018 · Amount on Record
Prior SaleJul 12, 2001 · Amount on Record
Deed Document Number201810021757
Deed Book / Page1940 / 822
Last Transfer DateDec 3, 2025
Transfer Doc0021522066
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALDWELL NC
Recording DateDec 18, 2025
Property Address3281 ZACKS FORK RD, LENOIR, NC 28645-6881
Document Number0021522066
Book / Page2152 / 2066
Map ReferenceMB 34 PG 55
Instrument DateDec 3, 2025
Instrument10114089
Transaction TypeTransfer
Record UpdatedFeb 17, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3281 ZACKS FORK RD, LENOIR, NC 28645-6881

Transferred To (Grantee/Buyer)

NameVerified Name
Address3281 ZACKS FORK RD, LENOIR, NC 28645-6881

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateApr 27, 2018
Property Address3281 ZACKS FORK RD, LENOIR, NC 28645-6881
Document Number0010021757
Book / Page001940 / 000822
Instrument DateApr 20, 2018
Instrument10021757
Transaction TypeTransfer
Record UpdatedMay 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$968.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11921 BALKY RD CORNELIUS NC 28031, CORNELIUS, NC 28031

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,330.00 (-21.2%)$383,600 (-)
2025$2,957.00 (+59.15%)$383,600 (+59.83%)$552,400 (+50.89%) Land $195,800 Building $356,600
2024$1,858.00 (+9.29%)
2023$240,000 (-) Land $22,700 Building $217,300$366,100 (-) Land $148,800 Building $217,300
2022$1,700.00$240,000$366,100 Land $148,800 Building $217,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Carolina West Wireless
Fixed Wireless
25 / 3

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Zacks Fork Rd

Nearby Streets

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