3281 Torrence Branch Dr, Fort Mill, SC 29708 Property Records

York County property record for 3281 Torrence Branch Dr, Fort Mill, SC 29708 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage2,146 sqft Living Area
Lot Size38,032 sqft (0.873 acres)
Garage300 sqft
OccupancyOwner Occupied
Tax Bill$1,697.00 (2025)

Property Details

APN / Parcel Number

Primary APN646-00-00-039

Interior

Full Baths2 Baths
Building Area2,146 sqft Living Area
Gross Area2,530 sqft Gross Area
1st Floor2,146 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl Exterior
Lot Area38,032 sqft (0.873 acres)
Parking Spaces1 Parking Spaces
Garage Area300 sqft Garage
Deck Area192 sqft Deck
Patio Area192 sqft Patio
Porch Area192 sqft Porch

Location & Zoning

Street Address3281 TORRENCE BRANCH DR
CityFORT MILL
StateSC
Zip29708-9173
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 SEC 1 ( 1.1796 )
Legal SubdivisionTORRENCE BRANCH ESTATES
Legal Lot Number1
JurisdictionYORK SC
Minor Civil DivisionFORT MILL
Census Blockgroup2
Census Block2011
Census Tract61010

Owner

Source: York County records · APN 646-00-00-039

Assessment roll updated November 17, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
TOWNEBANK MORTGAGE
May 04, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
TOWNEBANK MORTGAGE
Aug 29, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Feb 13, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Sep 27, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Sep 15, 2020Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
RELIANCE FIRST CAPITAL LLC
May 03, 2017Deed, Transfer · Federal Housing Administration (FHA) Mortgage
Apr 25, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2020
Deed SaleSep 15, 2020
Prior SaleMay 03, 2017 · Amount on Record
Deed Doc Number202042711
Deed Book / Page18576 / 386
Prior Transfer DateSep 09, 2020
Prior Transfer Doc1857600386
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2013600028
DateApr 22, 2022
Book Page20136/28
Instrument2022019092
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1923300164
DateMay 04, 2021
Book Page19233/164
Instrument2021025865
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173
Transaction TypeMortgage
Record UpdatedApr 24, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173

Mortgage

Document Number2092300326
DateAug 29, 2023
Book Page20923/326
Instrument2023027041
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term345 Months
DueMay 01, 2052

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1682800001
DateFeb 13, 2018
Book Page16828/001
Instrument201800006050
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term353 Months
DueJul 01, 2047

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1780800019
DateSep 27, 2019
Book Page17808/019
Instrument2019041786
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYORK SC
Recording DateSep 15, 2020
Property Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173
Document Number1857600386
Book / Page18576 / 386
Map ReferenceMB 73 PG 183
Instrument DateSep 09, 2020
Instrument2020042711
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173

Mortgage

Document Number2020042712
DateSep 15, 2020
Instrument2020042712
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term325 Months
DueOct 01, 2047

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionYORK SC
Recording DateMay 03, 2017
Property Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173
Document Number1635900108
Book / Page16359 / 108
Map ReferenceMB 73 PG 183
Instrument DateMay 03, 2017
Instrument201700016866
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$708.55
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173

Mortgage

Document Number, 201700016867
DateMay 03, 2017
Instrument201700016867
Lender
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionYORK SC
Recording DateApr 25, 2017
Property Address3281 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173
Document Number1634200404
Book / Page016342 / 000404
Instrument DateApr 24, 2017
Instrument15214
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3281 TORRENCE BRANCH DR FORT MILL SC 297089173, FORT MILL, SC 29708-9173

Tax Assessment & Valuation

Source: York County records · Assessment roll updated November 17, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,697.00 (+14.05%)$9,664 (+10.14%) Land $2,520 Building $7,144$241,600 (+10.15%) Land $63,000 Building $178,600
2023$1,488.00$8,774 Land $2,400 Building $6,374$219,341 Land $60,000 Building $159,341

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (45091C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 7% of South Carolina
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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