3281 SE 20th Ave, Gainesville, FL 32641 Property Records

Alachua County property record for 3281 SE 20th Ave, Gainesville, FL 32641

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,412 sqft · built 1965
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Oct 2019)
Tax Bill$2,033 (2025)
Deeds & MortgagesOct 2019 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN16134-044-001

Property Details

APN / Parcel Number

Primary APN16134-044-001
Alternative APNs
  • 01048160000
  • 1090017

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,412 sqft Living Area
1st Floor Area1,412 sqft
Utility Area84 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,682 sqft (0.36 acres)
DrivewayDriveway
Driveway Area560 sqft
PorchEnclosed/Unfinished Porch
Porch Area226 sqft
Storage Building140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3281 SE 20TH AVE
CityGAINESVILLE
StateFL
Zip32641-9104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionKINCAID RD S/D REPLAT PB G-13 LOT 72 OR 4722/1239
Legal Range20E
Legal Township10S
Legal Section11
Legal SubdivisionKINCAID RD S/D REPLAT
Legal Lot Number72
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4031
Census Tract700

Owner

3281 SE 20th Ave is owned and occupied by two individuals who bought it in October 2019.

Source: Alachua County records, as of November 19, 2025

Owner of Record2 Individual Names on File
Mailing Address3281 SE 20TH AVE, GAINESVILLE, FL 32641-9104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2019 · Amount on File
Deed SaleOct 4, 2019 · Amount on File
Prior SaleDec 17, 2009 · Amount on File
Deed Document Number20193219162
Deed Book / Page4722 / 1239
Prior Transfer DateDec 16, 2009
Prior Transfer Doc0039252439
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateOct 4, 2019
Property Address3281 SE 20TH AVE, GAINESVILLE, FL 32641-9104
Document Number0047221239
Book / Page4722 / 1239
Map ReferenceMB G PG 13
Instrument DateOct 4, 2019
Instrument3219162
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 140614, GAINESVILLE, FL 32614-0614

Transferred To (Grantee/Buyer)

NameVerified Name
Address3281 SE 20TH AVE, GAINESVILLE, FL 32641-9104

Mortgage

Document Number0047221252
DateOct 4, 2019
Instrument4722/1252
Lender
NameALACHUA COUNTY
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term122 Months
DueDec 4, 2029

Mortgage

Document Number0047221241
DateOct 4, 2019
Book Page4722/1241
Instrument3219163
Lender
NamePLANET HOME LENDING LLC
TypeLending Institution
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3281 SE 20th Ave was $2,033 with a homeowner's exemption, up 2.7% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,033.00 (+2.73%) Homeowner's exemption$113,721$152,634 Land $23,500 Building $176,134
2024$1,979.00 (+2.75%)
2023$1,926.00 (+6.35%) Homeowner's exemption Senior Citizen's exemption$107,297 (+3%)$157,404 (+20.72%) Land $23,500 Building $133,904
2022$1,811.00 Homeowner's exemption$104,172$130,386 Land $21,750 Building $108,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3281 SE 20th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3281 SE 20th Ave is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGATOR WATERWORKS
public/private · serves 800 people · EPA ID FL2010612
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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