3281 S Lake Dr, Miami, FL 33155 Property Records

Miami-Dade County property record for 3281 S Lake Dr, Miami, FL 33155

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1959
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Dec 2023)
Tax Bill	$6,543 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`30-4014-008-0670`

Property Details

APN / Parcel Number

Primary APN	`30-4014-008-0670`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	936 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2006
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Patio Area	48 sqft

Location & Zoning

Street Address	3281 S LAKE DR
City	MIAMI
State	FL
Zip	33155-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	14 54 40 CENTRAL MIAMI PART 6 PB 17-8 LOT 84 BLK 96 LOT SIZE 50.000 X 100 OR 20226-3902 02/2002 1 COC 23610-1806 07 2005 1
Legal Range	40E
Legal Township	54S
Legal Section	14
Legal Subdivision	CENTRAL MIAMI PART 6
Legal Block	96
Legal Lot Number	84
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4002
Census Tract	6002

Owner

3281 S Lake Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3281 S LAKE DR, MIAMI, FL 33155-3632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 27, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2023 · Amount on File
Deed Sale	Dec 20, 2023 · Amount on File
Prior Sale	Jul 27, 2022 · Amount on File
Deed Document Number	2023914423
Deed Book / Page	34019 / 1817
Prior Transfer Date	Jul 26, 2022
Prior Transfer Doc	0000595315
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Dec 20, 2023
Property Address	3281 S LAKE DR, MIAMI, FL 33155-3632
Document Number	0000914423
Book / Page	34019 / 1817
Map Reference	MB 17 PG 8
Instrument Date	Dec 14, 2023
Instrument	2023R0914423
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3341 SW 73RD AVENUE RD, MIAMI, FL 33155-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3281 S LAKE DR, MIAMI, FL 33155-3632

Mortgage

Document Number	0000001820
Date	Dec 20, 2023
Instrument	34019/1820

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Jul 27, 2022
Property Address	3281 S LAKE DR, MIAMI, FL 33155-3632
Document Number	0000595315
Book / Page	33308 / 2400
Map Reference	MB 17 PG 8
Instrument Date	Jul 26, 2022
Instrument	2022R0595315
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3341 SW 73RD AVENUE RD, 3341, MIAMI, FL 33155-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3341 SW 73RD AVENUE RD, MIAMI, FL 33155-3622

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3281 S LAKE DR, MIAMI, FL 33155-3632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413032
Date	Jul 28, 2020
Book Page	32026/1641
Instrument	2020R0413032

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3281 S Lake Dr was $6,543 with a homeowner's exemption, up 2.8% from the year before.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,543.00 (+2.78%) Homeowner's exemption	$384,101	$399,101 Land $270,000 Building $129,101
2024	$6,366.00 (+12.89%)
2023	$5,639.00 (+21.87%)	$297,090 (+13.09%) Land $207,036 Building $90,054	$297,090 (+13.09%) Land $207,036 Building $90,054
2022	$4,627.00	$262,698 Land $172,490 Building $90,208	$262,698 Land $172,490 Building $90,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3281 S Lake Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1991–1992)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 1992 · Hurricane Andrew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3281 S Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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