3281 Phillips Rd, Salisbury, MD 21804 Property Records

Wicomico County property record for 3281 Phillips Rd, Salisbury, MD 21804

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,850 sqft · built 2002
Lot Size	2.88 acres (125,453 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Jul 2024)
Tax Bill	$1,893 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-035637`

Property Details

APN / Parcel Number

Primary APN	`16-035637`
Alternative APN	`035637`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	125,453 sqft (2.88 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	937 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	035637
Street Address	3281 PHILLIPS RD
City	SALISBURY
State	MD
Zip	21804-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL-A L-7 2.88 AC 3281 PHILLIPS ROAD PHILLIPS BEND SUB SEC1
Legal Subdivision	PHILLIPS ROAD PHILLIPS BEND SUB
Legal Block	A
Legal Lot Number	7
Jurisdiction	WICOMICO MD
Township / Civil Division	16, FRUITLAND
Census Block Group	2
Census Block	2011
Census Tract	10605

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3281 PHILLIPS RD, SALISBURY, MD 21804-1361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 18, 2024	Intrafamily Transfer, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 26, 2018	Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on File
Deed Sale	Jul 18, 2024 · Amount on File
Prior Sale	Nov 26, 2018 · Amount on File
Deed Book / Page	5417 / 369
Prior Transfer Date	Jun 27, 2024
Prior Transfer Doc	0054170369
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	3281 PHILLIPS RD, SALISBURY, MD 21804-1361
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3281 PHILLIPS RD, SALISBURY, MD 21804-1361

Mortgage

Document Number	0056430120
Date	Dec 15, 2025
Book Page	5643/120

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WICOMICO MD
Recording Date	Jul 18, 2024
Property Address	3281 PHILLIPS RD, SALISBURY, MD 21804-1361
Document Number	0054170369
Book / Page	5417 / 369
Map Reference	CAB 11 FO 60
Instrument Date	Jun 27, 2024
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3281 PHILLIPS RD, SALISBURY, MD 21804-1361

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3281 PHILLIPS RD, SALISBURY, MD 21804-1361

Mortgage

Document Number	0005417374
Date	Jul 18, 2024
Instrument	5417/374

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Nov 26, 2018
Property Address	3281 PHILLIPS RD, SALISBURY, MD 21804-1361
Document Number	0044050278
Book / Page	4405 / 278
Map Reference	MB MSB11 FO60
Instrument Date	Nov 19, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3281 PHILLIPS RD, SALISBURY, MD 21804-1361

Mortgage

Document Number	0004405282
Date	Nov 26, 2018
Instrument	4405/282

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,933 (+10.34%)	$300,700 (-) Land $33,800 Building $266,900
2025	$1,893.00 (+1.66%) Homeowner's exemption	$249,167 (+23.21%)	$300,700 (+34.6%) Land $33,800 Building $266,900
2024	$1,862.00 (+6.77%)
2023	$1,744.00 Homeowner's exemption	$202,233	$223,400 Land $33,800 Building $189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

May also be available: Choptank Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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