Deschutes County property record for 3281 NE Bain St, Bend, OR 97701
| Property Type | Single Family Home |
|---|---|
| Details | 2,381 sqft · built 2023 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $662,000 (Nov 2023) |
| Tax Bill | $4,653 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171223-CB-01032 |
| Primary APN | 171223-CB-01032 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,381 sqft |
| Gross Area | 495 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bi-Level |
| Lot Area | 6,098 sqft (0.14 acres) |
| Account Number | 286044 |
|---|---|
| Street Address | 3281 NE BAIN ST |
| City | BEND |
| State | OR |
| Zip | 97701-7012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRIZZLY RIDGE PHASE 2 LOT 20 |
| Legal Subdivision | GRIZZLY RIDGE PHASE 2 |
| Legal Lot Number | 20 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 1200 |
3281 NE Bain St is owned by two individuals who bought it in November 2023.
Source: Deschutes County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 6897, BEND, OR 97708-6897 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2023 · Amount on File |
| Deed Sale | Nov 3, 2023 · Amount on File |
| Deed Document Number | 202327539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Nov 3, 2023 |
| Property Address | 3281 NE BAIN ST, BEND, OR 97701-7012 |
| Document Number | 0000027539 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023-27539 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 6897, BEND, OR 97708-6897 |
| Document Number | 0000027540 |
|---|---|
| Date | Nov 3, 2023 |
| Instrument | 2023-27540 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12% |
| Max Rate | 12% |
The 2025 property tax bill for 3281 NE Bain St was $4,653, up 4% from the year before.
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,653.00 (+3.95%) | $275,400 (+3%) | $679,380 (-5.61%) Land $216,000 Building $463,380 |
| 2024 | $4,476.00 | $267,380 | $719,760 Land $216,000 Building $503,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3281 NE Bain St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3281 NE Bain St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Oregon |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Webformix.
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