3281 Montecito Dr, San Jose, CA 95135 Property Records

Santa Clara County property record for 3281 Montecito Dr, San Jose, CA 95135

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,011 sqft · built 1997
Lot Size	0.127 acres (5,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 1997)
Tax Bill	$8,998 (2025)
Deeds & Mortgages	May 2019 Mortgage Dec 2019 Mortgage
Flood Zone	Zone D (undetermined)
APN	`660-54-007`

Property Details

APN / Parcel Number

Primary APN	`660-54-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,011 sqft Living Area
1st Floor Area	1,016 sqft
2nd Floor Area	995 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,510 sqft (0.127 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3281 MONTECITO DR
City	SAN JOSE
State	CA
Zip	95135-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 8756 LOT 105
Legal Tract	8756
Legal Lot Number	105
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1005
Census Tract	503330

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3281 MONTECITO DR, SAN JOSE, CA 95135-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 1997 · Amount on Record
Deed Sale	Jun 27, 1997 · Amount on Record
Deed Document Number	199713756021
Prior Transfer Date	Jun 10, 1997
Prior Transfer Doc	0013756022
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3281 MONTECITO DR, SAN JOSE, CA 95135-2322
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024172598
Date	May 6, 2019
Instrument	24172598

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3281 MONTECITO DR, SAN JOSE, CA 95135-2322
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024356915
Date	Dec 13, 2019
Instrument	24356915

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$539,719 (+2%) Land $215,952 Building $323,767
2025	$8,998.00 (+4.26%) Homeowner's exemption	$529,137 (+4.04%) Land $211,718 Building $317,419
2023	$8,630.00 (+0.89%) Homeowner's exemption	$508,593 Land $203,498 Building $305,095
2022	$8,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Ridge Wireless, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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