3281 Moak St, Port Huron, MI 48060 Property Records

St. Clair County property record for 3281 Moak St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2023
Lot Size	0.531 acres (23,130 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2024)
Tax Bill	$4,121 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-28-272-0012-001`

Property Details

APN / Parcel Number

Primary APN	`74-28-272-0012-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	23,130 sqft (0.531 acres)
Lot Dimensions	220 ft deep x 105 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3281 MOAK ST
City	PORT HURON
State	MI
Zip	48060-7821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOTS 12, 13, 14 & 15 BLK 1 FACTORY LAND COMPANYS PLAT NO 3 AS RECORDED IN LIBER 20 OF PLATS PG 193 ST CLAIR COUNTY REGISTER
Legal Subdivision	FACTORY LAND COS PLAT #3
Legal Block	1
Legal Lot Number	12-15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	4
Census Block	4020
Census Tract	636000

Owner

3281 Moak St is owned and occupied by an individual who bought it in January 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3281 MOAK ST, PORT HURON, MI 48060-7821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Deed Document Number	2024352
Deed Book / Page	5681 / 633
Prior Transfer Date	Nov 13, 2013
Prior Transfer Doc	004462/829
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 5, 2024
Property Address	3281 MOAK ST # VL, VL, PORT HURON, MI 48060-7821
Document Number	0005681633
Book / Page	5681 / 633
Map Reference	LB 20 PG 193
Instrument Date	Dec 15, 2023
Instrument	2024000352
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5246 DOVE RD, KIMBALL, MI 48074-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	516 BUSH LAKE LN, KIMBALL, MI 48074-1349

Mortgage

Document Number	2024000353
Date	Jan 5, 2024
Instrument	2024000353

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3281 Moak St was $4,121 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,900 (+7.18%)	$283,800
2025	$4,121.00 (+3.1%) Homeowner's exemption	$132,400
2024	$3,997.00		$264,800
2023		$8,300
2022	$317.00		$16,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3281 Moak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3281 Moak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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