3281 Mitchell Ct, Burlington, KY 41005 Property Records

Boone County property record for 3281 Mitchell Ct, Burlington, KY 41005 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,075 sqft · built 2005
Lot Size	0.219 acres (9,576 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2026)
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038.00-20-120.00`

Property Details

APN / Parcel Number

Primary APN	`038.00-20-120.00`
Alternative APN	`30619`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,075 sqft Finished Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Lot Area	9,576 sqft (0.219 acres)
Lot Dimensions	126 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3281 MITCHELL CT
City	BURLINGTON
State	KY
Zip	41005-6537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 120 SEC 2 MORGANS CROSSING
Legal Subdivision	MORGANS CROSSING
Legal Lot Number	120
Jurisdiction	BOONE KY
Township / Civil Division	BURLINGTON
Census Block Group	1
Census Block	1003
Census Tract	70506

Owner

Source: Boone County records · APN 038.00-20-120.00

Assessment roll updated November 24, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3281 MITCHELL CT, BURLINGTON, KY 41005-6537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jul 01, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
May 10, 2023	Intrafamily Transfer, Transfer
Aug 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2026 · Amount on Record
Deed Sale	Jul 01, 2026 · Amount on Record
Prior Sale	May 10, 2023 · Amount on Record
Deed Document Number	20261270513
Deed Book / Page	1259 / 608
Prior Transfer Date	Apr 28, 2023
Prior Transfer Doc	0D1204/916
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jul 01, 2026
Property Address	3281 MITCHELL CT, BURLINGTON, KY 41005-6537
Document Number	0001270513
Book / Page	1259 / 608
Instrument Date	Jun 25, 2026
Instrument	20261270513
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$34,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3281 MITCHELL CT, BURLINGTON, KY 41005-6537

Mortgage

Document Number	0001270516,
Date	Jul 01, 2026
Instrument	20261270516

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Recording Date	Jul 01, 2026
Property Address	3281 MITCHELL CT, BURLINGTON, KY 41005-6537
Document Number	0001270516
Book / Page	4933 / 497
Instrument Date	Jun 25, 2026
Instrument	20261270516
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001270516,
Date	Jul 01, 2026
Book Page	4933/497
Instrument	20261270516

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	May 10, 2023
Property Address	3281 MITCHELL CT, BURLINGTON, KY 41005-6537
Document Number	0D1204/916
Book / Page	D1204 / 916
Map Reference	CAB 4 SL 301
Instrument Date	Apr 28, 2023
Instrument	943465
Transaction Type	Transfer
Record Updated	Jun 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3281 MITCHELL CT, BURLINGTON, KY 41005-6537

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3281 MITCHELL CT, BURLINGTON, KY 41005-6537
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4507/423
Date	Aug 27, 2021
Book Page	M4507/423
Instrument	846070

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Aug 01, 2045

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated November 24, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,187.00 (+7.84%)	$193,400 (+10.2%) Land $40,000 Building $153,400
2024			$193,400 (+10.2%) Land $40,000 Building $153,400
2023	$2,028.00 (+3.42%)	$175,500 (-) Land $35,000 Building $140,500	$175,500 (-) Land $35,000 Building $140,500
2022	$1,961.00	$175,500 Land $35,000 Building $140,500	$175,500 Land $35,000 Building $140,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210150705061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 8% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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