3281 Lois Ln, Kempner, TX 76539 Property Records

Bell County property record for 3281 Lois Ln, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,750 sqft · built 1986
Lot Size	1.11 acres (48,700 sqft)
Owner	Individual Name on Record
Tax Bill	$1,357 (2022)
Deeds & Mortgages	May 2021 Mortgage Nov 2020 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0402882400`

Property Details

APN / Parcel Number

Primary APN	`0402882400`
Alternative APNs	`116857` `145004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,750 sqft Living Area
1st Floor Area	2,750 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	48,700 sqft (1.11 acres)
Garage Type	Detached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	322 sqft
Canopy	323 sqft
Storage Building	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	145004
Street Address	3281 LOIS LN
City	KEMPNER
State	TX
Zip	76539-6874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS RODANDO SOUTH 1ST EXT, BLOCK 003, LOT 0007, ACRES 1.118
Legal Subdivision	LOMAS RODANDO SOUTH 1ST EXT
Legal Block	3
Legal Lot Number	7 1
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2009
Census Tract	23301

Owner

Source: Bell County records, as of November 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3281 LOIS LN, KEMPNER, TX 76539-6874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Vendor's Lien, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Nov 12, 2020	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY
Jul 31, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 31, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021
Deed Sale	May 17, 2021
Prior Sale	Apr 22, 1998
Deed Document Number	2021030739
Record Updated	Jun 7, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 17, 2021
Property Address	3281 LOIS LN, KEMPNER, TX 76539-6874
Document Number	0000030739
Map Reference	CAB A SL 98-A
Instrument Date	May 12, 2021
Instrument	2021030739
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	NOT AVAILABLE, TTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3281 LOIS LN, KEMPNER, TX 76539-6874

Mortgage

Document Number	0000030740
Date	May 17, 2021
Instrument	2021030740

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	BELL TX
Recording Date	Nov 12, 2020
Property Address	3281 LOIS LN, KEMPNER, TX 76539-6874
Document Number	0000062702
Instrument Date	Oct 20, 2020
Instrument	62702
Transaction Type	Foreclosure
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6131 ORANGETHORPE AVE #500 BUENA PARK CA 906204903, 500, BUENA PARK, CA 90620-4903

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3281 LOIS LN, KEMPNER, TX 76539-6874
Document Number	0000032872
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3281 LOIS LN KEMPNER TX 765396874, KEMPNER, TX 76539-6874

Mortgage

Document Number	0000032872
Date	Aug 7, 2017
Instrument	32872

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.48%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3281 LOIS LN, KEMPNER, TX 76539-6874
Document Number	0000032871
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3281 LOIS LN KEMPNER TX 765396874, KEMPNER, TX 76539-6874

Mortgage

Document Number	0000032871
Date	Aug 7, 2017
Instrument	32871

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$380,769 Land $44,060 Building $336,709	$380,769 Land $44,060 Building $336,709
2022	$1,357.00 (-1.38%)
2021	$1,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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