3281 Lemon Ln, Naples, FL 34120 Property Records

Collier County property record for 3281 Lemon Ln, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details2,151 sqft · built 1998
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$372,000 (Jul 2021)
Tax Bill$4,949 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN529300 453C23

Property Details

APN / Parcel Number

Primary APN529300 453C23
Alternative APN
  • 64700631702

Interior

Stories1 Story
Building Area2,151 sqft Living Area
Gross Area2,588 sqft
1st Floor Area2,151 sqft

Exterior

Year BuiltBuilt 1998
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions144 ft deep x 89 ft wide

Location & Zoning

Account Number529300 453C23
Street Address3281 LEMON LN
CityNAPLES
StateFL
Zip34120-1442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionORANGE TREE UNIT THREE CITRUS GREENS SECTION, PH 1-A LOT 45
Legal Range27
Legal Township48
Legal Section23
Legal SubdivisionORANGE TREE # 3 CITRUS GREENS SEC PH 1A
Legal Phase1
Legal Tract529300
Legal Lot Number45
Legal Unit3
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group2
Census Block2007
Census Tract11212

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3210 RANDALL BLVD, NAPLES, FL 34120-5595
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Deed of Trust, Mortgage · Line of Credit
HOMETRUST BANK
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Jul 20, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2021 · Amount on Record
Deed SaleJul 20, 2021 · Amount on Record
Prior SaleJul 15, 2002
Deed Document Number6098103
Deed Book / Page5984 / 295
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address3281 LEMON LN, NAPLES, FL 34120-1442
Transaction TypeMortgage
Record UpdatedFeb 28, 2024
Title CompanyNAPLES TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3281 LEMON LN, NAPLES, FL 34120-1442

Mortgage

Document Number0063293252
DateFeb 14, 2024
Book Page6329/3252
Instrument6508078
Lender
NameHOMETRUST BANK
TypeBank
AddressASHEVILLE, NC 28802
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address3281 LEMON LN, NAPLES, FL 34120-1442
Transaction TypeMortgage
Record UpdatedNov 23, 2021
Title CompanyTROPICAL TITLE INC, TROPICAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3739 MILANO LAKES CIR 306, 306, NAPLES, FL 34114-2839

Mortgage

Document Number0060401443
DateNov 10, 2021
Book Page6040/1443
Instrument6157624
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueAug 1, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 20, 2021
Property Address3281 LEMON LN, NAPLES, FL 34120-1442
Document Number0059840295
Book / Page5984 / 295
Map ReferenceMB 14 PG 121
Instrument DateJul 8, 2021
Instrument6098103
Transaction TypeTransfer
Record UpdatedAug 4, 2021
Title CompanyTROPICAL TITLE INC, TROPICAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,604.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address441 24TH AVE NE, 441, NAPLES, FL 34120-2389

Transferred To (Grantee/Buyer)

NameVerified Name
Address3231 LEMON LN, NAPLES, FL 34120-1442

Mortgage

Document Number5984297
DateJul 20, 2021
Instrument5984/297
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,949.00 (-6.64%) Homeowner's exemption$421,219 (-4.37%)$438,334 (-0.49%) Land $193,319 Building $245,015
2023$5,301.00 (-2.93%) Homeowner's exemption$440,479 (+1.48%) Land $195,149 Building $245,330$440,479 (+1.48%) Land $195,149 Building $245,330
2022$5,461.00 Homeowner's exemption$434,040 Land $172,890 Building $261,150$434,040 Land $172,890 Building $261,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 112 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies112 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Streamline Internet
Fixed Wireless
450 / 80
Verizon
Fixed Wireless
300 / 20

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