Nassau County and Hempstead Town property record for 3281 Harbor Point Rd, Baldwin, NY 11510
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,128 sqft · built 1982 |
| Lot Size | 0.274 acres (11,940 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $17,085 (2025) |
| Deeds & Mortgages | Apr 2026 Reverse Mortgage Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-352-00-0278 |
| Primary APN | 54-352-00-0278 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 2,641 sqft |
| 1st Floor Area | 796 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 11,940 sqft (0.274 acres) |
| Lot Dimensions | 204 ft deep x 60 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 900 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 40 sqft |
| Deck Area | 278 sqft |
| Patio Area | 345 sqft |
| Utility Building | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54352 02780 |
|---|---|
| Street Address | 3281 HARBOR POINT RD |
| City | BALDWIN |
| State | NY |
| Zip | 11510-5140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 278-279 & 280 |
| Legal Block | 352 |
| Legal Lot Number | 278 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 413804 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3281 HARBOR POINT RD, BALDWIN, NY 11510-5140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jan 3, 2023 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Apr 1, 2026 |
| Property Address | 3281 HARBOR POINT RD, BALDWIN, NY 11510-5140 |
| Document Number | M484030978 |
| Book / Page | 48403 / 978 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202621353 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3281 HARBOR POINT RD, BALDWIN, NY 11510-5140 |
| Document Number | 0000021353, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 48403/978 |
| Instrument | 202621353 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 931 Months |
| Due | Nov 20, 2103 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 3281 HARBOR POINT RD, BALDWIN, NY 11510-5140 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 3281 HARBOR POINT RD, BALDWIN, NY 11510-5140 |
| Document Number | M469990454 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | M46999/454 |
| Instrument | 2023-552 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Baldwin Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554 (-8.88%) Land $286 Building $268 | $554,000 (-8.88%) | |
| 2025 | $17,085.00 (-2.44%) | ||
| 2023 | $17,512.00 Additional exemption filed | $608 Land $314 Building $294 | $608,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 268 policies |
| Nearby Flood Policies | 268 in force |
| Nearby Flood Claims | 745 (1978–2026) |
| Claims Outside the SFHA | 204 of 745 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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