3281 Gainer Rd, Chipley, FL 32428 Property Records

Washington County property record for 3281 Gainer Rd, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1980
Square Footage1,375 sqft Heated Area
Lot Size78,408 sqft (1.8 acres)
OccupancyOwner Occupied
Tax Bill$958.00 (2025)

Owner

Source: Washington County records · APN 000006920001

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address3281 GAINER RD, CHIPLEY, FL 32428-4880
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2025
Deed SaleMay 14, 2025
Deed Doc Number0001336782
Prior Transfer DateMay 28, 2014
Prior Transfer Doc201467002915
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$958.00 (+477.11%)$69,215 (+46.3%) Land $13,320 Building $55,895$69,215 (+7.17%) Land $13,320 Building $55,895
2024$166.00 (+13.7%) Homeowner's exemption$47,309 (+5.28%)$64,586 (+7.93%) Land $11,700 Building $52,886
2023$146.00 (-21.93%) Homeowner's exemption$44,936 (+5.26%)$59,842 (+13.93%) Land $11,700 Building $48,142
2022$187.00 Homeowner's exemption$42,691$52,524 Land $11,160 Building $41,364

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN000006920001
Alternative APN
  • 06920001

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,375 sqft Heated Area
Gross Area1,543 sqft Gross Area
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1980
Exterior MaterialAluminum Siding Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area78,408 sqft (1.8 acres)
Total Buildings2 Total Buildings
PorchFinished/Screened Porch
Porch Area168 sqft Porch

Location & Zoning

Account Number000006920001
Street Address3281 GAINER RD
CityCHIPLEY
StateFL
Zip32428-4880
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description9 3 13 1.8, ORB 1336 P 782, BEG. AT NEC OF SW1/4 OF SW1/4, RUN S. 1320',W. 314', TO CO. RD. NE ON RD. TO BEG LESS ORB 444 P
Legal Range13W
Legal Township03N
Legal Section09
Legal Block0692
Legal Lot Number0001
JurisdictionWASHINGTON FL
Minor Civil DivisionVERNON
Census Blockgroup2
Census Block2014
Census Tract970303

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