3281 E Brainerd St, Pensacola, FL 32503 Property Records

Escambia County property record for 3281 E Brainerd St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,284 sqft · built 1971
Lot Size	0.173 acres (7,545 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (Jul 2024)
Tax Bill	$1,630 (2024)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-2S-29-5905-019-041`

Property Details

APN / Parcel Number

Primary APN	`05-2S-29-5905-019-041`
Alternative APNs	`013273000` `13273000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	7,545 sqft (0.173 acres)
Porch	Open Porch
Porch Area	24 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13273000
Street Address	3281 E BRAINERD ST
City	PENSACOLA
State	FL
Zip	32503-6809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	LTS 19 & 20 BLK 41 EAST PENSACOLA PLAT DB 77 P 520 AND ADJOINING N 10 FT VACATED ALLEY ORD #57-98 OR 9168 P 323
Legal Range	29W
Legal Township	02S
Legal Section	05
Legal Subdivision	EAST PENSACOLA PLAT
Legal Block	41
Legal Lot Number	19
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1038
Census Tract	1002

Owner

Source: Escambia County records · APN 05-2S-29-5905-019-041

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3281 E BRAINERD ST, PENSACOLA, FL 32503-6809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2024 · Amount on Record
Deed Sale	Jul 01, 2024 · Amount on Record
Prior Sale	Aug 02, 2016 · Amount on Record
Deed Document Number	202449950
Deed Book / Page	9168 / 323
Prior Transfer Date	Oct 24, 2006
Prior Transfer Doc	0060210649
Record Updated	Sep 20, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 01, 2024
Property Address	3281 E BRAINERD ST, PENSACOLA, FL 32503-6809
Document Number	0091680323
Book / Page	9168 / 323
Map Reference	MB 77 PG 520
Instrument Date	Jun 28, 2024
Instrument	2024049950
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,331.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 JOACHIM DR # 308, 308, GULF BREEZE, FL 32561-4474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3281 E BRAINERD ST, PENSACOLA, FL 32503-6809

Mortgage

Document Number	0009168324
Date	Jul 01, 2024
Instrument	9168/324

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2054

Tax Assessment & Valuation

Source: Escambia County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$239,090 (+80.65%) Land $100,499 Building $138,591	$239,090 (+12.17%) Land $100,499 Building $138,591
2024	$1,630.00 (+3.69%)
2023	$1,572.00 (+3.42%) Homeowner's exemption	$132,348 (+3%)	$213,150 (+11.69%) Land $83,750 Building $129,400
2022	$1,520.00 Homeowner's exemption	$128,494	$190,839 Land $75,375 Building $115,464

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 units insured incl. 9 condo units
Nearby Flood Claims	43 (1979–2021)
Claims Outside the SFHA	17 of 43
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 4 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 255 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.