3281 E 103rd Pl, Apt 1407, Thornton (Denver), CO 80229 Property Records

Adams County property record for 3281 E 103rd Pl, Apt 1407, Thornton, CO 80229

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 906 sqft · built 2002
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (Jan 2024)
Tax Bill	$765 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0147630`

Property Details

APN / Parcel Number

Primary APN	`R0147630`
Alternative APNs	`0171913101297` `171913101297`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Units	12 Units
Stories	1 Story
Building Area	906 sqft Living Area
1st Floor Area	906 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Deck Area	45 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0147630
Old Parcel Number	171913101297
Street Address	3281 E 103RD PL APT 1407, 1407
City	THORNTON
State	CO
Zip	80229-8464
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO: SETTLERS CHASE CROSSINGS CONDOMINIUMS UNIT:1407 DESC:BLDG 14
Legal Range	68W
Legal Township	02S
Legal Section	13
Legal Quarter	SW
Legal Subdivision	SETTLERS CHASE CROSSINGS CONDOMINIUMS
Legal Lot Number	1407
Legal Unit	1407
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1003
Census Tract	9206

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3281 E 103RD PL APT 1407, 1407, THORNTON, CO 80229-8464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Jan 22, 2024	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	2024000003386
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3281 E 103RD PL APT 1407, 1407, THORNTON, CO 80229-8464
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3281 E 103RD PL 1407, 1407, THORNTON, CO 80229-8464

Mortgage

Document Number	0000106895
Date	Sep 8, 2021
Instrument	2021000106895

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 22, 2024
Property Address	3281 E 103RD PL APT 1407, 1407, THORNTON, CO 80229-8464
Document Number	0000003386
Map Reference	DOC C0914324
Instrument Date	Jan 19, 2024
Instrument	2024000003386
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3281 E 103RD PL # PL1407, PL1407, THORNTON, CO 80229-8464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3281 E 103RD PL APT 1407, 1407, THORNTON, CO 80229-8464

Mortgage

Document Number	0000003387
Date	Jan 22, 2024
Instrument	2024000003387

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3281 E 103RD PL APT 1407, 1407, THORNTON, CO 80229-8464
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111399
Date	Dec 19, 2017
Instrument	2017000111399

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 15, 2019
Property Address	3281 E 103RD PL APT 1407, 1407, THORNTON, CO 80229-8464
Document Number	0000055336
Instrument Date	Jul 12, 2019
Instrument	55336
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3281 E 103RD PL #1407 THORNTON CO 802298464, 1407, THORNTON, CO 80229-8464

Mortgage

Document Number	55337
Date	Jul 15, 2019
Instrument	55337

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2034

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Mapleton School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 (-59.37%)	$18,060 (-5.3%) Land $5,000 Building $13,060	$289,000 (+2.48%) Land $80,000 Building $209,000
2023	$1,883.00 (+7.29%)	$19,070 (+8.29%) Land $3,310 Building $15,760	$282,000 (+11.38%) Land $49,000 Building $233,000
2022	$1,755.00	$17,610 Land $6,820 Building $10,790	$253,188 Land $98,000 Building $155,188

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, CenturyLink, Intrepid Fiber Networks, Verizon.

3281 E 103rd Pl, Apt 1407, Thornton (Denver), CO 80229 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 103rd Pl

Nearby Streets

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