Hamilton County property record for 3281 Banning Rd, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,742 sqft · built 1951 |
| Lot Size | 1.64 acres (71,526 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $201,900 (Jan 2020) |
| Tax Bill | $4,938 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0081-0417-00 |
| Primary APN | 510-0081-0417-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,742 sqft Living Area |
| 1st Floor Area | 1,742 sqft |
| Basement Area | 1,742 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 71,526 sqft (1.64 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3281 BANNING RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-5206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BANNING RD 1.73 AC R1-T2-S7 SE |
| Legal Range | 01 |
| Legal Township | 02 |
| Legal Section | 07 |
| Legal Subdivision | BLUE ROCK HILLS SECOND SUB |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20764 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3281 BANNING RD, CINCINNATI, OH 45239-5206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage US BK |
| Jul 3, 2019 | Fiduciary Deed, Transfer · Line of Credit SPRING VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on Record |
| Deed Sale | Jan 22, 2020 · Amount on Record |
| Prior Sale | Jul 3, 2019 · Amount on Record |
| Deed Document Number | 2020-0007152 |
| Deed Book / Page | 14088 / 00844 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3281 BANNING RD, CINCINNATI, OH 45239-5206 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000146374 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 14557/3776 |
| Instrument | 2021-0146374 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3281 BANNING RD, CINCINNATI, OH 45239-5206 |
| Document Number | 0000007153 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 3281 BANNING RD CINCINNATI OH 452395206, CINCINNATI, OH 45239-5206 |
| Document Number | 0000007153 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 014088/000847 |
| Instrument | 7153 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 3, 2019 |
| Property Address | 3281 BANNING RD, CINCINNATI, OH 45239-5206 |
| Document Number | 0000053378 |
| Book / Page | 13952 / 02281 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019-0053378 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1206 SPRINGFIELD PIKE, CINCINNATI, OH 45215-2124 |
| Document Number | 0000053379 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 2019-0053379 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Oct 1, 2020 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,938.00 (+7.65%) | $85,460 (-) Land $21,735 Building $63,725 | |
| 2024 | $4,587.00 (-0.48%) | $85,460 (-) Land $21,735 Building $63,725 | |
| 2023 | $4,609.00 (-1.29%) | $85,460 (+20.94%) Land $21,735 Building $63,725 | $244,170 (+20.94%) Land $62,100 Building $182,070 |
| 2022 | $4,669.00 Homeowner's exemption | $70,666 Land $20,514 Building $50,152 | |
| 2020 | $201,900 Land $58,610 Building $143,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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