3281 2nd Ave NE, Naples, FL 34120 Property Records

Collier County property record for 3281 2nd Ave NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,436 sqft · built 2000
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Dec 2022)
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`349600 30 14D05`

Property Details

APN / Parcel Number

Primary APN	`349600 30 14D05`
Alternative APNs	`406824400060776003014` `40682440006`

Interior

Stories	1 Story
Building Area	1,436 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,436 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	118,919 sqft
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Aluminum Porch
Porch Area	300 sqft
Deck Area	588 sqft

Location & Zoning

Street Address	3281 2ND AVE NE
City	NAPLES
State	FL
Zip	34120-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 77 E 180FT OF TR 30
Legal Range	28
Legal Township	49
Legal Section	5
Legal Subdivision	GOLDEN GATE EST UNIT 77
Legal Tract	30
Legal Block	2
Legal Lot Number	1
Legal Unit	77
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10424

Owner

3281 2nd Ave NE is owned and occupied by two individuals who bought it in December 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3281 2ND AVE NE, NAPLES, FL 34120-3748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 15, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Prior Sale	Oct 8, 2012 · Amount on File
Deed Document Number	20226335955
Deed Book / Page	6195 / 715
Prior Transfer Date	Jan 7, 1997
Prior Transfer Doc	2271001586
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 2, 2022
Property Address	3281 2ND AVE NE, NAPLES, FL 34120-3748
Document Number	0061950715
Book / Page	6195 / 715
Map Reference	MB 5 PG 15
Instrument Date	Dec 1, 2022
Instrument	6335955
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10304 AQUILLA DR, LAKESIDE, CA 92040-2214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3281 2ND AVE NE, NAPLES, FL 34120-3748

Mortgage

Document Number	0006195717
Date	Dec 2, 2022
Instrument	6195/717

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3281 2ND AVE NE, NAPLES, FL 34120-3748
Document Number	0057201754
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3281 2ND AVE NE NAPLES FL 341203748, NAPLES, FL 34120-3748

Mortgage

Document Number	0057201754
Date	Jan 27, 2020
Book Page	005720/001754
Instrument	5820003

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 26, 2030

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3281 2ND AVE NE, NAPLES, FL 34120-3748
Document Number	0056111478
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3281 2ND AVE NE NAPLES FL 341203748, NAPLES, FL 34120-3748

Mortgage

Document Number	0056111478
Date	Mar 27, 2019
Book Page	005611/001478
Instrument	5689133

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3281 2nd Ave NE was $4,302 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,318 (-4.15%) Land $124,215 Building $283,103	$407,318 (-26.81%) Land $124,215 Building $283,103
2025	$4,302.00 Homeowner's exemption	$424,937	$556,535 Land $124,215 Building $432,320
2023	$4,409.00 (+1,816.96%) Homeowner's exemption	$443,042 (+120.16%) Land $126,263 Building $316,779	$443,042 (+0.66%) Land $126,263 Building $316,779
2022	$230.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$201,232	$440,125 Land $140,459 Building $299,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3281 2nd Ave NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 308 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	6 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3281 2nd Ave NE is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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