3281 220th St, Sumner, IA 50674 Property Records

Bremer County property record for 3281 220th St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,760 sqft · built 1916
Lot Size	8.27 acres (360,241 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Dec 2005)
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-35-400-007`

Property Details

APN / Parcel Number

Primary APN	`08-35-400-007`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	840 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	360,241 sqft (8.27 acres)
Garage Type	Detached
Garage Area	1,288 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3281 220TH ST
City	SUMNER
State	IA
Zip	50674-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-92-11 PARCEL A SE 1/4
Legal Range	11W
Legal Township	92N
Legal Section	35
Legal Block	92
Legal Lot Number	11
Jurisdiction	BREMER IA
Township / Civil Division	DAYTON
Census Block Group	3
Census Block	3110
Census Tract	4500

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3281 220TH ST, SUMNER, IA 50674-9044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Feb 19, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2005 · Amount on Record
Deed Sale	Dec 7, 2005 · Amount on Record
Deed Document Number	20055803
Last Transfer Date	Feb 18, 2021
Transfer Doc	20210865
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	3281 220TH ST, SUMNER, IA 50674-9044
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3281 220TH ST, SUMNER, IA 50674-9044

Mortgage

Document Number	0020240497
Date	Mar 1, 2024
Instrument	20240497

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	3281 220TH ST, SUMNER, IA 50674-9044
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231205
Date	May 10, 2023
Instrument	20231205

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Min Rate At Change	4.38%
Max Rate At Change	8.38%
Index	1-Year CMT
Max Rate	12.3%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	3281 220TH ST, SUMNER, IA 50674-9044
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210802
Date	Feb 18, 2021
Instrument	20210802

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2031

Interest

Rate Type	Fixed Rate

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BREMER IA
Recording Date	Feb 19, 2021
Property Address	3281 220TH ST, SUMNER, IA 50674-9044
Document Number	20210865
Instrument Date	Feb 18, 2021
Instrument	20210865
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3281 220TH ST, SUMNER, IA 50674-9044

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,382.00 (+96.4%)	$310,380 (+76.82%) Land $86,350 Building $224,030	$310,380 (+76.82%) Land $86,350 Building $224,030
2023		$175,530 Land $88,500 Building $87,030	$175,530 Land $88,500 Building $87,030
2022	$1,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2008–2021)
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Oran Mutual Telephone Company Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 220th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures