3280 Tumbling River Dr, Clermont, FL 34711 Property Records

Lake County property record for 3280 Tumbling River Dr, Clermont, FL 34711 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,502 sqft · built 2006
Lot Size	0.243 acres (10,625 sqft)
Owner	Individual Name on File
Last Sale	$343,000 (Apr 2006)
Tax Bill	$2,495 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-23-26-0800-000-03400`

Property Details

APN / Parcel Number

Primary APN	`11-23-26-0800-000-03400`
Alternative APN	`3838402`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,502 sqft Living Area
1st Floor Area	2,502 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,625 sqft (0.243 acres)
Garage Type	Finished
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	433 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3838402
Street Address	3280 TUMBLING RIVER DR
City	CLERMONT
State	FL
Zip	34711-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTWOOD RESERVE PHASE 1 PB 54 PG 88-98 LOT 34 ORB 3133 PG 425
Legal Range	26E
Legal Township	23S
Legal Section	11
Legal Subdivision	HARTWOOD RESERVE
Legal Phase	1
Legal Tract	A-M,R
Legal Lot Number	34
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2006
Census Tract	31308

Owner

Source: Lake County records · APN 11-23-26-0800-000-03400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3280 TUMBLING RIVER DR, CLERMONT, FL 34711-8909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2006 · Amount on Record
Deed Sale	Apr 11, 2006 · Amount on Record
Deed Document Number	2006055661
Deed Book / Page	3133 / 0425
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3280 TUMBLING RIVER DR, CLERMONT, FL 34711-8909
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3280 TUMBLING RIVER DR, CLERMONT, FL 34711-8909

Mortgage

Document Number	0056390383
Date	Feb 08, 2021
Book Page	5639/383
Instrument	2021017828

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,710 (+5.98%) Land $100,000 Building $92,710	$426,656 (+8.05%) Land $100,000 Building $326,656
2024	$2,495.00 (+2.3%)
2023	$2,439.00 (+3.44%) Homeowner's exemption	$181,830 (+3%)	$394,851 (+19.95%) Land $100,000 Building $294,851
2022	$2,358.00 Homeowner's exemption	$176,540	$329,179 Land $43,000 Building $286,179

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 676 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.