3280 Rockledge Ln, Lapeer, MI 48446 Property Records

Lapeer County property record for 3280 Rockledge Ln, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,342 sqft · built 1985
Lot Size	11.3 acres (493,448 sqft)
Owner	2 Individuals on Record
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-009-002-20`

Property Details

APN / Parcel Number

Primary APN	`014-009-002-20`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	2,342 sqft
Basement Area	2,342 sqft
Unfinished Basement	2,342 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Lot Area	493,448 sqft (11.3 acres)
Lot Width	11.3 ft Width
Garage Area	1,351 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3280 ROCKLEDGE LN
City	LAPEER
State	MI
Zip	48446-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SEC 9 T8N R10E COMM AT E 1/4 CRN.SEC 9,RUNNING TH N 89DEG 47' 51 W 658.20 FT ALNG E-W LINE, TH N 10DEG 40' 46 W 867.03 FT,TH
Legal Range	10E
Legal Township	08N
Legal Section	09
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	1
Census Block	1003
Census Tract	333500

Owner

Source: Lapeer County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3280 ROCKLEDGE LN, LAPEER, MI 48446-8776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2018	Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR
Dec 7, 2017	Deed of Trust, Mortgage LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 27, 2024
Transfer Doc	0034080795
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3280 ROCKLEDGE LN, LAPEER, MI 48446-8776
Document Number	0029980398
Instrument Date	Nov 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3280 ROCKLEOGE LN LAPEER MI 48446, LAPEER, MI 48446

Mortgage

Document Number	0029980398
Date	Dec 3, 2018
Book Page	002998/000398

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3280 ROCKLEDGE LN, LAPEER, MI 48446-8776
Document Number	0029350804
Book / Page	002935 / 000804
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3280 ROCKLEDGE LN LAPEER MI 484468776, LAPEER, MI 48446-8776

Mortgage

Document Number	0029350804
Date	Dec 13, 2017
Book Page	002935/000804

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,000 (-8.23%)	$600,000 (-8.23%)
2025	$3,004.00 (+4.38%) Homeowner's exemption	$326,900 (+22.76%)	$653,800 (+22.76%)
2024	$2,878.00 (+10.56%)
2023		$266,300	$532,600
2022	$2,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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