3280 Ramer Selmer Rd, Ramer, TN 38367 Property Records

McNairy County property record for 3280 Ramer Selmer Rd, Ramer, TN 38367

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,922 sqft · built 1985
Lot Size	3.7 acres (161,172 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2025)
Tax Bill	$674 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055120 01800`

Property Details

APN / Parcel Number

Primary APN	`055120 01800`
Alternative APN	`120 01800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,922 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1998
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	161,172 sqft (3.7 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	416 sqft
Deck Area	96 sqft
Patio Area	560 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3280 RAMER SELMER RD
City	RAMER
State	TN
Zip	38367-5171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5
Jurisdiction	MCNAIRY TN
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	930600

Owner

Source: McNairy County records · APN 055120 01800

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3280 RAMER SELMER RD, RAMER, TN 38367-5171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2025	Deed of Trust, Mortgage · Line of Credit CB&S BANK INC
Oct 01, 2025	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Nov 01, 2021	Warranty Deed, Transfer · Conventional Mortgage CB&S BANK INC
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF FAYETTE CNTY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2025 · Amount on Record
Deed Sale	Oct 01, 2025 · Amount on Record
Prior Sale	Nov 01, 2021 · Amount on Record
Deed Document Number	142165
Deed Book / Page	33 / 2215
Record Updated	Jun 08, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	3280 RAMER SELMER RD, RAMER, TN 38367-5171
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3280 RAMER SELMER RD, RAMER, TN 38367-5171

Mortgage

Document Number	0000002969
Date	Jan 21, 2025
Book Page	29/69
Instrument	138594

Lender

Name	CB&S BANK INC
Type	Bank
Address	731 MULBERRY AVE, SELMER, TN 38375

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 08, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Oct 01, 2025
Property Address	3280 RAMER SELMER RD, RAMER, TN 38367-5171
Document Number	0000332215
Book / Page	33 / 2215
Instrument Date	Sep 25, 2025
Instrument	142165
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3280 RAMER SELMER RD, RAMER, TN 38367-5171

Mortgage

Document Number	0000142166
Date	Oct 01, 2025
Instrument	142166

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Nov 01, 2021
Property Address	3280 RAMER SELMER RD, RAMER, TN 38367-5171
Document Number	0000010856
Book / Page	10 / 856
Instrument Date	Nov 01, 2021
Instrument	123777
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$721.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3280 RAMER SELMER RD, RAMER, TN 38367-5171

Mortgage

Document Number	0000123778
Date	Nov 01, 2021
Instrument	123778

Lender

Name	CB&S BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	3280 RAMER SELMER RD, RAMER, TN 38367-5171
Document Number	43098
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 07, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3280 RAMER SELMER RD RAMER TN 383675171, RAMER, TN 38367-5171

Mortgage

Document Number	43098
Date	May 23, 2019
Book Page	000430/000098
Instrument	111717

Lender

Name	BANK OF FAYETTE CNTY
Type	Bank
Address	SELMER, TN 38375

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McNairy County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$674.00	$42,750 (-) Land $4,225 Building $38,525
2024	$674.00	$42,750 (-) Land $4,225 Building $38,525
2023		$42,750 Land $4,225 Building $38,525
2022	$674.00		$171,000 Land $16,900 Building $154,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 2, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 41 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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