3280 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 3280 Keady Mill Loop, Kannapolis, NC 28081 · Last verified May 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage3,107 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$393,000 (2020)
Tax Bill$4,697.00 (2023)

Property Details

APN / Parcel Number

Primary APN04051F0179.000000
Alternative APNs
  • 5602 57 7383
  • 141273

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,107 sqft Living Area
Gross Area3,547 sqft Gross Area
1st Floor2,074 sqft 1st Floor
Upper Floors1,033 sqft Upper Floors
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialAsbestos Exterior
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,841 sqft (0.18 acres)
Depth X Width130 ft x 60 ft Depth x Width
Driveway1 Driveway
Driveway Area378 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area440 sqft Garage

Exterior Amenities

FenceFence
Deck Area334 sqft Deck
PorchOpen Porch
Porch Area465 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number141273
Street Address3280 KEADY MILL LOOP
CityKANNAPOLIS
StateNC
Zip28081-6450
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 179 THE VILLAGE AT KELLSWATER BRIDGE
Legal SubdivisionPLAT/VLG/KELLSWATE
Legal Lot Number179
JurisdictionCABARRUS NC
Minor Civil Division4, KANNAPOLIS
Census Blockgroup3
Census Block3031
Census Tract41202

Owner

Source: Cabarrus County records · APN 04051F0179.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3280 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6450
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
SHARONVIEW FCU
Oct 30, 2019Deed of Trust, Mortgage · Commercial Mortgage
TCF NATIONAL BANK
Mar 05, 2020Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Oct 29, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleDec 06, 2013 · Amount on Record
Deed Doc Number0014625269
Deed Book / Page14625 / 269
Record RefreshedJun 07, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3280 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6450
Transaction TypeMortgage
Record UpdatedMay 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013448239
DateApr 05, 2019
Book Page13448/0239
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateApr 01, 2024
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change6.25%
Index5-Year CMT
Margin3
Max Rate10.2%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3280 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6450
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013813278
DateOct 30, 2019
Book Page13813/0278
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3280 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6450
Transaction TypeMortgage
Record UpdatedMay 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014041218
DateMar 05, 2020
Book Page14041/218
Lender
NameCOGENT BANK
TypeBank
AddressCONCORD, NC 28025
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 29, 2020
Property Address3280 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6450
Document Number0014625269
Book / Page14625 / 269
Map ReferenceMB 50 PG 1
Instrument DateOct 26, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyHARBOR CITY TTL INS AGCY OF

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$786.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address205 HAMMOCK TRL E # ED114, 205, FREEPORT, FL 32439-7655

Transferred To (Grantee/Buyer)

NameVerified Name
Address3280 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6450

Mortgage

Document Number0014625272
DateOct 29, 2020
Instrument14625/272
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,697.00$342,850 Land $58,000 Building $284,850$342,850 Land $58,000 Building $284,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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