3280 Estelle Ave, Lorain, OH 44052 Property Records

Lorain County property record for 3280 Estelle Ave, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,424 sqft · built 1958
Lot Size0.189 acres (8,276 sqft)
OwnerOwner Name on File
Last Sale$89,500 (Jan 2009)
Tax Bill$2,723 (2025)
Deeds & MortgagesJul 2019 Loan Modification
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN02-01-006-184-012

Property Details

APN / Parcel Number

Primary APN02-01-006-184-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area1,424 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1968
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions135 ft deep x 63 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area70 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3280 ESTELLE AVE
CityLORAIN
StateOH
Zip44052-5106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFALBO SUB 2 FRNT 0062.50 DPTH 0135.00
Legal SubdivisionFALBO SUBDIVISION #2
Legal Tract1
Legal Block184
Legal Lot Number231,2
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2013
Census Tract23500

Owner

Source: Lorain County records · APN 02-01-006-184-012

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address3280 ESTELLE AVE, LORAIN, OH 44052-5106
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2019Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST MTG
Jul 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 2009 · Amount on Record
Deed SaleJan 22, 2009 · Amount on Record
Prior SaleMay 23, 2001
Deed Document Number2009000232
Record UpdatedJun 08, 2026

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Property Address3280 ESTELLE AVE, LORAIN, OH 44052-5106
Document Number0000729395
Instrument DateJul 23, 2019
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3280 ESTELLE AVE LORAIN OH 440525106, LORAIN, OH 44052-5106

Mortgage

Document Number0000729395
DateSep 09, 2019
Instrument729395
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 08, 2049
Interest
Rate4.37%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address3280 ESTELLE AVE, LORAIN, OH 44052-5106
Document Number0000726010
Instrument DateJul 23, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3280 ESTELLE AVE LORAIN OH 440525106, LORAIN, OH 44052-5106

Mortgage

Document Number0000726010
DateAug 14, 2019
Instrument726010
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,723.00$71,220 (+%) Land $8,470 Building $62,750$203,480 (-) Land $24,190 Building $179,290
2024$2,723.00 (+30.22%)$71,219 (+75.39%) Land $8,467 Building $62,752$203,480 (+75.38%) Land $24,190 Building $179,290
2023$2,091.00 (+0.87%)$40,607 (-0.01%) Land $8,386 Building $32,221$116,020 (-) Land $23,960 Building $92,060
2022$2,073.00$40,610 Land $8,390 Building $32,220
2021$116,020 Land $23,960 Building $92,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930235002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 259 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Cogeco Cable Holdings II.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemLORAIN CITY PWS
serves 64,152 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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