Citrus County property record for 3280 E Michael St, Inverness, FL 34453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 2015 |
| Lot Size | 0.22 acres (9,603 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Aug 2022) |
| Tax Bill | $2,407 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-19S-02-0020-00700-017.0 |
| Primary APN | 19E-19S-02-0020-00700-017.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Flooring | Concrete/Cement |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,603 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Porch | Open Porch |
| Porch Area | 75 sqft |
| Utility Building | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1643490 |
|---|---|
| Old Parcel Number | 0219S19E0020007000170 |
| Street Address | 3280 E MICHAEL ST |
| City | INVERNESS |
| State | FL |
| Zip | 34453-9456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR MED DENSITY RESIDENT |
| Legal Description | INVERNESS HGLDS UNIT 2 LOTS 17 18 19 & 20 BLK 70 DESC IN OR BK 45 PG 335 OR BK 614 PG 1138 & OR BK 783 PG 1820 |
| Legal Range | 19E |
| Legal Township | 19S |
| Legal Section | 02 |
| Legal Subdivision | INVERNESS HIGHLANDS UNIT 2 |
| Legal Block | 70 |
| Legal Lot Number | 17-20 18 |
| Legal Unit | 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 450706 |
Source: Citrus County records · APN 19E-19S-02-0020-00700-017.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 HAVELOCK ST, ORLANDO, FL 32824-8781 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OAKTREE FUNDING CORP |
| Aug 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP |
| Jan 19, 2022 | Warranty Deed, Transfer CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2022 · Amount on Record |
| Deed Sale | Aug 04, 2022 · Amount on Record |
| Prior Sale | Jan 19, 2022 · Amount on Record |
| Deed Document Number | 2022054742 |
| Deed Book / Page | 3308 / 1716 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3280 E MICHAEL ST, INVERNESS, FL 34453-9456 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 220 HAVELOCK ST, ORLANDO, FL 32824-8781 |
| Document Number | 0033181211 |
|---|---|
| Date | Sep 08, 2022 |
| Book Page | 3318/1211 |
| Instrument | 2022063194 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Address | UPLAND, CA 91786 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 04, 2022 |
| Property Address | 3280 E MICHAEL ST, INVERNESS, FL 34453-9456 |
| Document Number | 0033081716 |
| Book / Page | 3308 / 1716 |
| Map Reference | MB 2 PG 97 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022054742 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,399.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9304 E 61ST DR, 9304, DENVER, CO 80238-2386 |
| Name | Verified Name |
|---|---|
| Address | 220 HAVELOCK ST, ORLANDO, FL 32824-8781 |
| Document Number | 0033081720 |
|---|---|
| Date | Aug 04, 2022 |
| Instrument | 3308/1720 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 19, 2022 |
| Property Address | 3280 E MICHAEL ST, INVERNESS, FL 34453-9456 |
| Document Number | 0032450317 |
| Book / Page | 3245 / 317 |
| Map Reference | MB 2 PG 97-102 |
| Instrument Date | Jan 06, 2022 |
| Instrument | 2022003876 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2022 |
| Title Company | CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8721 N APPENINES PT, 8721, DUNNELLON, FL 34433-3578 |
| Name | Verified Name |
|---|---|
| Address | 16454 WILLOW WOOD CT, MORRISON, CO 80465-2192 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,407.00 (+0.25%) | $150,113 (-1.76%) Land $6,420 Building $143,693 | $150,113 (-1.76%) Land $6,420 Building $143,693 |
| 2024 | $2,401.00 (-2.83%) Additional exemption filed | $152,804 (-2.04%) Land $5,580 Building $147,224 | $152,804 (-2.04%) Land $5,580 Building $147,224 |
| 2023 | $2,471.00 (+115.62%) Additional exemption filed | $155,993 (+17.3%) Land $5,100 Building $150,893 | $155,993 (+17.3%) Land $5,100 Building $150,893 |
| 2022 | $1,146.00 Homeowner's exemption Additional exemption filed | $132,983 Land $3,300 Building $129,683 | $132,983 Land $3,300 Building $129,683 |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 171 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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