3280 Cider Rdg, Dubuque, IA 52001 Property Records

Dubuque County property record for 3280 Cider Rdg, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1968
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2026)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit May 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11-06-352-003`

Property Details

APN / Parcel Number

Primary APN	`11-06-352-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	500 sqft
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3280 CIDER RDG
City	DUBUQUE
State	IA
Zip	52001-8306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 15 BLK 3 ORCHARD HILLS
Legal Range	03E
Legal Township	89N
Legal Section	06
Legal Subdivision	MARSHALL
Legal Block	3
Legal Lot Number	15
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1015
Census Tract	10103

Owner

3280 Cider Rdg is owned and occupied by an individual who bought it in June 2026.

Source: Dubuque County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3280 CIDER RDG, DUBUQUE, IA 52001-8306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2024	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
May 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Jun 12, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Apr 3, 2019	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Feb 13, 2018	Warranty Deed, Transfer · ARM DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Oct 5, 2009 · Amount on File
Deed Document Number	20266428
Prior Transfer Date	Sep 15, 2009
Prior Transfer Doc	0000017687
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3280 CIDER RDG, DUBUQUE, IA 52001-8306
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006478
Date	Jul 16, 2024
Instrument	2024-00006478

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3280 CIDER RDG, DUBUQUE, IA 52001-8306
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004009
Date	May 4, 2023
Instrument	2023-00004009

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jun 1, 2033
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	11.6%
Index	1-Year T-Bill
Max Rate	11.6%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 12, 2026
Property Address	3280 CIDER RDG, DUBUQUE, IA 52001-8306
Document Number	0000006428
Instrument Date	Jun 12, 2026
Instrument	20266428
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,359.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3280 CIDER RDG, DUBUQUE, IA 52001-8306

Mortgage

Document Number	0000006429,
Date	Jun 12, 2026
Instrument	20266429

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3280 CIDER RDG, DUBUQUE, IA 52001-8306
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006656
Date	Jun 7, 2017
Instrument	2017-00006656

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3280 CIDER RDG, DUBUQUE, IA 52001-8306
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003222
Date	Apr 3, 2019
Instrument	2019-00003222

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 2, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3280 CIDER RDG, DUBUQUE, IA 52001-8306
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012331
Date	Aug 20, 2020
Instrument	2020-00012331

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 19, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Feb 13, 2018
Property Address	3280 CIDER RDG, DUBUQUE, IA 52001-8306
Document Number	0000001604
Instrument Date	Feb 9, 2018
Instrument	2018-00001604
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3280 CIDER RDG, DUBUQUE, IA 52001-8306

Mortgage

Document Number	0000001606
Date	Feb 13, 2018
Instrument	2018-00001606

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 3280 Cider Rdg was $3,144 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,144.00 Homeowner's exemption	$246,300 Land $47,700 Building $198,600	$246,300 Land $47,700 Building $198,600
2024	$3,144.00
2023		$228,800 (+23.44%) Land $42,400 Building $186,400	$228,800 Land $42,400 Building $186,400
2022	$3,044.00 Homeowner's exemption	$185,360 Land $31,800 Building $153,560
2021			$185,360 Land $31,800 Building $153,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3280 Cider Rdg in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2001–2023)
Most Recent Claim	May 2023 · Flooding
Claims by Event	Flooding, May 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3280 Cider Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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