Erie County and Elma Town property record for 3280 Bowen Rd, Elma, NY 14059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,968 sqft · built 1972 |
| Lot Size | 4.3 acres (187,308 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jan 2013) |
| Tax Bill | $5,148 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 144200 127.03-1-16 |
| Primary APN | 144200 127.03-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,968 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 187,308 sqft (4.3 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3280 BOWEN RD |
|---|---|
| City | ELMA |
| State | NY |
| Zip | 14059-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | ELMA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 14102 |
3280 Bowen Rd is owned by an individual who bought it in January 2013.
Source: Erie County and Elma Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5225 WILLIAM ST, LANCASTER, NY 14086-9673 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2013 · Amount on File |
| Deed Sale | Jan 16, 2013 · Amount on File |
| Deed Document Number | 201312636 |
| Deed Book / Page | 11237 / 4822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 3280 BOWEN RD, ELMA, NY 14059-9725 |
| Document Number | 0138405034 |
| Book / Page | 013840 / 005034 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3280 BOWEN RD ELMA NY 140599725, ELMA, NY 14059-9725 |
| Investor | Possibly a Property Investor |
| Document Number | 0138405034 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 013840/005034 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2047 |
The 2026 property tax bill for 3280 Bowen Rd was $5,148, up 266.9% from the year before.
Source: Erie County and Elma Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Elma Town |
| Unified School District | Iroquois Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,148.00 (+266.93%) | ||
| 2025 | $1,403.00 (-71.6%) | $8,900 (-) Land $2,700 Building $6,200 | $342,300 (+3.84%) Land $103,844 Building $238,456 |
| 2024 | $4,940.00 | $8,900 (-) Land $2,700 Building $6,200 | $329,630 (+3.7%) Land $100,000 Building $229,630 |
| 2023 | $8,900 Land $2,700 Building $6,200 | $317,857 Land $96,429 Building $221,428 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3280 Bowen Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3280 Bowen Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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