Clay County property record for 3280 280th Ave, Spencer, IA 51301
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,092 sqft · built 1890 |
| Lot Size | 45 acres (1,960,200 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,982 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 973531300003 |
| Primary APN | 973531300003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Living Area |
| 1st Floor Area | 916 sqft |
| Basement Area | 916 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Plywood |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Lot Area | 1,960,200 sqft (45 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 148 sqft |
| Patio Area | 168 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Old Parcel Number | 01097353130000300 |
|---|---|
| Street Address | 3280 280TH AVE |
| City | SPENCER |
| State | IA |
| Zip | 51301-7595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 AGRICULTURAL |
| Legal Description | SW SW |
| Legal Range | 35 |
| Legal Township | 97 |
| Legal Section | 31 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | LAKE |
| Census Block Group | 3 |
| Census Block | 3110 |
| Census Tract | 80100 |
Source: Clay County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3280 280TH AVE, SPENCER, IA 51301-7595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2016 |
| Deed Sale | Dec 14, 2016 |
| Deed Document Number | 0020163656 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Graettinger-Terril Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $183,430 (+21.36%) Land $95,890 Building $87,540 | $183,430 (+21.36%) Land $95,890 Building $87,540 | |
| 2024 | $1,982.00 (-1.78%) | ||
| 2023 | $151,140 (+24.18%) Land $69,850 Building $81,290 | $151,140 (+24.18%) Land $69,850 Building $81,290 | |
| 2022 | $2,018.00 Homeowner's exemption Additional exemption filed | $121,710 Land $55,940 Building $65,770 | |
| 2021 | $121,710 Land $55,940 Building $65,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 100 / 20 |
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