Bergen County and Ridgewood Village property record for 328 Willow Ct, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,346 sqft · built 1957 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Apr 2020) |
| Tax Bill | $13,756 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04308-0000-00026 |
| Primary APN | 51-04308-0000-00026 |
|---|---|
| Alternative APN |
|
| Building Area | 1,346 sqft Living Area |
|---|
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 115 ft deep x 73 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 328 WILLOW CT |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .195 AC |
| Legal Subdivision | STEVENS AVE HOLDING CORPORA |
| Legal Block | 4308 |
| Legal Lot Number | 26 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 47500 |
328 Willow Ct is owned and occupied by an individual who bought it in April 2020.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 328 WILLOW CT, RIDGEWOOD, NJ 07450-5205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Apr 9, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 23, 2018 | Deed of Trust, Mortgage · Conventional with PMI ATLANTIC STEWARDSHIP BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2020 · Amount on File |
| Deed Sale | Apr 9, 2020 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 328 WILLOW CT, RIDGEWOOD, NJ 07450-5205 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TTL & STLMT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0044710021 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 4471/21 |
| Instrument | 2021174069 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 9, 2020 |
| Property Address | 328 WILLOW CT, RIDGEWOOD, NJ 07450-5205 |
| Document Number | 0035661954 |
| Book / Page | 003566 / 001954 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 20038068 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $222.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 WILLOW CT TOTOWA NJ 075121108, TOTOWA, NJ 07512-1108 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 328 WILLOW CT, RIDGEWOOD, NJ 07450-5205 |
| Document Number | 0029410490 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | OMEGA SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 328 WILLOW CT RIDGEWOOD NJ 074505205, RIDGEWOOD, NJ 07450-5205 |
| Document Number | 0029410490 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 002941/000490 |
| Instrument | 34123 |
| Name | ATLANTIC STEWARDSHIP BK |
|---|---|
| Type | Bank |
| Address | MIDLAND PARK, NJ 07432 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 328 Willow Ct was $13,756, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,000 (-) Land $308,900 Building $167,100 | $476,000 (-) Land $308,900 Building $167,100 | |
| 2025 | $13,756.00 (+0.73%) | $476,000 Land $308,900 Building $167,100 | $476,000 Land $308,900 Building $167,100 |
| 2024 | $13,656.00 | ||
| 2023 | $445,000 Land $308,900 Building $136,100 | $445,000 Land $308,900 Building $136,100 | |
| 2022 | $12,161.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 328 Willow Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 328 Willow Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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